Cost of Living in Bosque County, Texas
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Bosque County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Bosque County ranks #1,562 of 3,144 counties for affordability (top 50%)
Data Story
About Cost of Living in Bosque County, Texas
Bosque outperforms nation on rent affordability
Bosque County's 16.0% rent-to-income ratio beats both the Texas average of 18.1% and the national median, despite incomes 7% below the U.S. average of $74,755. At just $926 monthly rent against a $69,339 median income, renters here enjoy some breathing room compared to national peers.
Bosque ranks among Texas's most affordable
With a 16.0% rent-to-income ratio, Bosque County places in the top tier of Texas counties for rental affordability. This below-state-average ratio suggests Bosque offers genuine value for renters seeking a balance between costs and quality of life in Central Texas.
Bosque rents mirror Texas state norms
Bosque's $926 median rent sits just below the Texas average of $963, matching nearby Hamilton and Comanche counties. Yet Bosque's rent-to-income ratio of 16.0% edges out these neighbors, reflecting slightly better affordability for local residents.
Renters benefit most in Bosque County
Renters in Bosque spend 16.0% of income on housing, while homeowners devote roughly 12.6% to monthly owner costs. This split suggests Bosque is a renter's county—affordable for those leasing, but home values of $184,500 also offer moderate-cost ownership.
Bosque offers Central Texas value
If you're comparing Central Texas counties for relocation, Bosque's 16.0% rent-to-income ratio and $926 average rent make it a strong contender against pricier Austin-area neighbors. Factor in a growing rural-town appeal and you'll see why renters and first-time homebuyers are taking notice.
Cost of Living Advisory: Bosque County
Affordability Verdict
For renters in Bosque County, the market is affordable. Expect to pay around $926/month in gross rent, with 23.0% of renter households considered cost-burdened.
Rent vs. Own
At $926/month rent versus $730/month in owner costs, owning is roughly $196/month cheaper — a 21% difference.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $37,040/year. For owner costs at the 28% rule, the required income is roughly $31,286/year. With a median household income of $69,339, most households can comfortably afford rent here. Notably, 23.0% of renter households in Bosque County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Within Texas, Bosque County is less affordable than Harrison County by roughly 5% ($926/mo vs $977/mo).
Affordability Calculator
See how your income compares to housing costs in Bosque County
Rent Burden
16.0%
of gross income
Max Housing (28% Rule)
$1,618
per month
Owner Cost Burden
12.6%
of gross income
You can likely afford the median home in Bosque County
Median home value is $184,500. Estimated monthly cost: $1,473 vs. your max of $1,618.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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