Cost of Living in Borden County, Texas
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
Detailed Housing Stats
National Ranking
Affordability Rank
Borden County ranks #171 of 3,144 counties for affordability (top 5%)
Data Story
About Cost of Living in Borden County, Texas
Borden's housing costs trail national income
With a median household income of $64,250, Borden County residents earn about 14% less than the U.S. median of $74,755. While rental data is limited in this rural county, homeownership costs of $563 monthly suggest affordability compared to national owner-cost trends, though income constraints remain a factor.
Below-average rents, below-average wages
Borden County's income falls below Texas's median, placing it among the state's lower-earning counties. The lack of rental data prevents a precise state ranking, but the $105,400 median home value suggests this county remains one of Texas's most affordable markets for would-be homeowners.
Borden stands out for affordability
Borden's estimated $563 monthly owner cost is half what neighboring Scurry and Dawson counties typically see. The $105,400 median home value is significantly lower than nearby Bowie County ($161,300), making Borden one of the Panhandle's most accessible housing markets.
Homeownership dominates Borden's market
Borden County residents spend roughly 10.5% of median household income on owner costs—well below the 18.1% state average. Rental data gaps limit our full picture, but the county's mortgage-friendly pricing suggests homeownership is the dominant, affordable path for residents.
Seeking rural affordability? Consider Borden
If you're relocating for lower housing costs and don't mind wide-open spaces, Borden's $105,400 median home value and $563 monthly owner costs are among Texas's most accessible. Compare this to neighboring counties and state averages to see if rural West Texas fits your budget and lifestyle.
Cost of Living Advisory: Borden County
Affordability Verdict
Borden County is unknown for renters, with a median gross rent of N/A/month. The rent burden (GRAPI) stands at 9.0%.
Rent vs. Own
Borden County has incomplete rent-vs-own data. Median gross rent is N/A/month and median monthly owner cost is $563/month.
Income Needed
For owner costs at the 28% rule, the required income is roughly $24,129/year. Notably, 9.0% of renter households in Borden County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Rental cost data for Borden County is unavailable for regional comparisons.
Affordability Calculator
See how your income compares to housing costs in Borden County
Max Housing (28% Rule)
$1,499
per month
Owner Cost Burden
10.5%
of gross income
You can likely afford the median home in Borden County
Median home value is $105,400. Estimated monthly cost: $841 vs. your max of $1,499.
Income Needed Calculator
See how much you need to earn to comfortably afford housing
N/A
Data unavailable
$0/yr
Needed to stay within recommended threshold
$0/yr
Needed to stay within recommended threshold
Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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