Cost of Living in Armstrong County, Texas

$1,010/mo
Median Monthly Rent
$185,700
Median Home Value

At a Glance

Median Monthly Rent
$1,010/mo
5% above state average
Median Home Value
$185,700
34% below national
Rent-to-Income Ratio
25.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Armstrong County Compares

Median monthly rent comparison

Armstrong County$1,010/mo
Texas Average$963/mo
National Median$1,163/mo

Detailed Housing Stats

$1,010/mo
Median Gross Rent
$185,700
Median Home Value
$897/mo
Monthly Owner Cost
25.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Armstrong County ranks #2,748 of 3,144 counties for affordability (bottom 13%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Armstrong County, Texas

Armstrong beats national affordability norms

Armstrong County's 17.7% rent-to-income ratio sits below the national average, with renters spending $1,010 monthly on median income of $68,462. This favorable combination places Armstrong among the nation's more affordable housing markets, despite West Texas location.

Slightly below Texas average affordability

Armstrong County's 17.7% rent-to-income ratio edges just below Texas's 18.1% state average, offering renters marginally better affordability than the typical Texas county. At $1,010 monthly, Armstrong's median rent is $47 above the state average but supported by income levels that make it manageable.

West Texas sweet spot for value

Armstrong County's $1,010 rent and 17.7% affordability ratio position it between Andrews County's pricier market ($1,364) and Archer County's rural bargain ($766). Among West Texas options, Armstrong offers moderate rents with stronger income support than many rural alternatives.

Rents and mortgages stay balanced

Armstrong renters spend $1,010 monthly (17.7% of income), while homeowners with mortgages spend $897 (15.6% of income), a modest $113 monthly gap. Median household income of $68,462 and home values of $185,700 create workable affordability for both renters and buyers.

Armstrong offers solid West Texas value

Armstrong County appeals to relocating professionals seeking West Texas living with genuine affordability: median rent of $1,010 on $68,462 income leaves breathing room. Home values at $185,700 make ownership accessible, and the county's balanced affordability works for both renters and buyers.

Cost of Living Advisory: Armstrong County

Affordability Verdict

Armstrong County is affordable for renters, with a median gross rent of $1,010/month representing approximately 17.7% of median household income. The rent burden (GRAPI) stands at 25.0%.

Rent vs. Own

The median rent in Armstrong County is $1,010/month, while owner costs run $897/month. Owning saves approximately $113/month.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $40,400/year. For owner costs at the 28% rule, the required income is roughly $38,443/year. With a median household income of $68,462, most households can comfortably afford rent here. Notably, 25.0% of renter households in Armstrong County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Armstrong County sits 6% more expensive than Montague County ($957/month) in terms of median gross rent.

Affordability Calculator

See how your income compares to housing costs in Armstrong County

$

Rent Burden

17.7%

of gross income

Max Housing (28% Rule)

$1,597

per month

Owner Cost Burden

15.7%

of gross income

You can likely afford the median home in Armstrong County

Median home value is $185,700. Estimated monthly cost: $1,483 vs. your max of $1,597.

Rent Affordability Guide

Your rent-to-income ratio17.7%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $68,462Needed: $40,400
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $68,462Needed: $38,443
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $68,462Needed: $43,217

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Armstrong County, Texas?
Armstrong County, Texas has a median monthly rent of $1,010/mo and a median home value of $185,700. The affordability rating is Unaffordable, with rent making up approximately 25.0% of median household income.
What is the median rent in Armstrong County?
The median gross rent in Armstrong County is $1,010/mo. This is 5% above state average for Texas.
Is Armstrong County affordable?
Armstrong County is rated Unaffordable based on rent-to-income ratio of 25.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Armstrong County's rent compare to the state average?
Armstrong County's median rent of $1,010/mo is 5% above state average of $963/mo for Texas.
What is the median home value in Armstrong County?
The median home value in Armstrong County, Texas is $185,700. This is 34% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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