Cost of Living in Armstrong County, Texas
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Armstrong County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Armstrong County ranks #2,748 of 3,144 counties for affordability (bottom 13%)
Data Story
About Cost of Living in Armstrong County, Texas
Armstrong beats national affordability norms
Armstrong County's 17.7% rent-to-income ratio sits below the national average, with renters spending $1,010 monthly on median income of $68,462. This favorable combination places Armstrong among the nation's more affordable housing markets, despite West Texas location.
Slightly below Texas average affordability
Armstrong County's 17.7% rent-to-income ratio edges just below Texas's 18.1% state average, offering renters marginally better affordability than the typical Texas county. At $1,010 monthly, Armstrong's median rent is $47 above the state average but supported by income levels that make it manageable.
West Texas sweet spot for value
Armstrong County's $1,010 rent and 17.7% affordability ratio position it between Andrews County's pricier market ($1,364) and Archer County's rural bargain ($766). Among West Texas options, Armstrong offers moderate rents with stronger income support than many rural alternatives.
Rents and mortgages stay balanced
Armstrong renters spend $1,010 monthly (17.7% of income), while homeowners with mortgages spend $897 (15.6% of income), a modest $113 monthly gap. Median household income of $68,462 and home values of $185,700 create workable affordability for both renters and buyers.
Armstrong offers solid West Texas value
Armstrong County appeals to relocating professionals seeking West Texas living with genuine affordability: median rent of $1,010 on $68,462 income leaves breathing room. Home values at $185,700 make ownership accessible, and the county's balanced affordability works for both renters and buyers.
Cost of Living Advisory: Armstrong County
Affordability Verdict
Armstrong County is affordable for renters, with a median gross rent of $1,010/month representing approximately 17.7% of median household income. The rent burden (GRAPI) stands at 25.0%.
Rent vs. Own
The median rent in Armstrong County is $1,010/month, while owner costs run $897/month. Owning saves approximately $113/month.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $40,400/year. For owner costs at the 28% rule, the required income is roughly $38,443/year. With a median household income of $68,462, most households can comfortably afford rent here. Notably, 25.0% of renter households in Armstrong County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Armstrong County sits 6% more expensive than Montague County ($957/month) in terms of median gross rent.
Affordability Calculator
See how your income compares to housing costs in Armstrong County
Rent Burden
17.7%
of gross income
Max Housing (28% Rule)
$1,597
per month
Owner Cost Burden
15.7%
of gross income
You can likely afford the median home in Armstrong County
Median home value is $185,700. Estimated monthly cost: $1,483 vs. your max of $1,597.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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