Cost of Living in Archer County, Texas
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Archer County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Archer County ranks #508 of 3,144 counties for affordability (top 16%)
Data Story
About Cost of Living in Archer County, Texas
Archer County beats national affordability
Archer County stands out with a 12.8% rent-to-income ratio—the lowest among all peers and well below the national average—thanks to modest rent of just $766 monthly. With median income of $71,958 (near the national $74,755), Archer offers genuine affordability for renters seeking value.
Texas's most affordable rental county
Archer County's 12.8% rent-to-income ratio dramatically undercuts Texas's 18.1% state average, making it one of the state's most affordable places to rent. At $766 monthly, Archer's median rent is $197 below the state average, a 20% savings that reshapes housing budgets.
Rural advantage delivers real savings
Archer County's $766 rent is less than half what Andrews County renters pay ($1,364), and its 12.8% affordability ratio beats every comparison county by a wide margin. This rural North Texas location delivers exceptional value compared to its more developed neighbors.
Renters keep more income in pocket
Archer renters spend just $766 monthly (12.8% of income), while homeowners with mortgages pay $859 (14.9% of income)—a rare scenario where renting is cheaper. Median household income of $71,958 combined with low rents creates the best affordability balance in this county group.
Archer County: Texas's rental bargain
If affordability is your priority, Archer County delivers: $766 monthly rent on a $71,958 median income leaves maximum resources for other needs. Even renters with below-average income will find this rural North Texas location far more accessible than urban or coastal alternatives.
Cost of Living Advisory: Archer County
Affordability Verdict
Archer County offers affordable rental housing at a median of $766/month — about 12.8% of the typical household income here.
Rent vs. Own
The median rent in Archer County is $766/month, while owner costs run $859/month. Renting saves approximately $93/month.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $30,640/year. For owner costs at the 28% rule, the required income is roughly $36,814/year. With a median household income of $71,958, most households can comfortably afford rent here. Notably, 21.0% of renter households in Archer County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Within Texas, Archer County is more affordable than Starr County by roughly 7% ($766/mo vs $715/mo).
Affordability Calculator
See how your income compares to housing costs in Archer County
Rent Burden
12.8%
of gross income
Max Housing (28% Rule)
$1,679
per month
Owner Cost Burden
14.3%
of gross income
You can likely afford the median home in Archer County
Median home value is $175,300. Estimated monthly cost: $1,399 vs. your max of $1,679.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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