Cost of Living in Kemper County, Mississippi

$470/mo
Median Monthly Rent
$90,200
Median Home Value
40% below state averageUnaffordable

At a Glance

Median Monthly Rent
$470/mo
40% below state average
Median Home Value
$90,200
68% below national
Rent-to-Income Ratio
17.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Kemper County Compares

Median monthly rent comparison

Kemper County$470/mo
Mississippi Average$782/mo
National Median$1,163/mo

Detailed Housing Stats

$470/mo
Median Gross Rent
$90,200
Median Home Value
$571/mo
Monthly Owner Cost
17.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Kemper County, Mississippi

Cheapest rents in the comparison set

Kemper County's exceptional 12.9% rent-to-income ratio is less than half the national affordability threshold of 30%, making it among the most affordable housing markets in America. At just $470 monthly, renters here enjoy extraordinary breathing room—spending only $470 of their $3,633 median monthly income on housing.

Mississippi's most affordable county here

Kemper County's 12.9% rent-to-income ratio dramatically outperforms Mississippi's 19.6% state average and ranks as the lowest in this eight-county set. The median rent of $470 is less than 60% of the state average of $782, offering unmatched affordability for renters willing to trade urban amenities for rural savings.

Dramatically cheaper than surrounding counties

Kemper County's $470 median rent is less than two-thirds of Lawrence County's $835 and Lauderdale County's $897. Only Leake County ($757) approaches similar affordability, making Kemper the clear choice for renters prioritizing lowest possible housing costs.

Rents consume minimal household income

With $470 monthly rent and $3,633 median monthly income, Kemper County renters spend just 12.9% on housing—the lowest ratio in this dataset. Homeowners investing $571 monthly in mortgages fare similarly well at 15.7%, creating genuine affordability across both housing types.

Unbeatable rents for budget-conscious movers

Kemper County offers the lowest housing costs in this eight-county analysis, ideal for remote workers or retirees on fixed incomes. Before relocating for these bargain rents, verify that local job markets or broadband access align with your income needs.

Affordability Calculator

See how your income compares to housing costs in Kemper County

$

Rent Burden

12.9%

of gross income

Max Housing (28% Rule)

$1,017

per month

Owner Cost Burden

15.7%

of gross income

You can likely afford the median home in Kemper County

Median home value is $90,200. Estimated monthly cost: $720 vs. your max of $1,017.

Rent Affordability Guide

Your rent-to-income ratio12.9%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Kemper County, Mississippi?
Kemper County, Mississippi has a median monthly rent of $470/mo and a median home value of $90,200. The affordability rating is Unaffordable, with rent making up approximately 17.0% of median household income.
What is the median rent in Kemper County?
The median gross rent in Kemper County is $470/mo. This is 40% below state average for Mississippi.
Is Kemper County affordable?
Kemper County is rated Unaffordable based on rent-to-income ratio of 17.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Kemper County's rent compare to the state average?
Kemper County's median rent of $470/mo is 40% below state average of $782/mo for Mississippi.
What is the median home value in Kemper County?
The median home value in Kemper County, Mississippi is $90,200. This is 68% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.