Cost of Living in Kemper County, Mississippi
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Kemper County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Kemper County ranks #390 of 3,144 counties for affordability (top 12%)
Data Story
About Cost of Living in Kemper County, Mississippi
Cheapest rents in the comparison set
Kemper County's exceptional 12.9% rent-to-income ratio is less than half the national affordability threshold of 30%, making it among the most affordable housing markets in America. At just $470 monthly, renters here enjoy extraordinary breathing room—spending only $470 of their $3,633 median monthly income on housing.
Mississippi's most affordable county here
Kemper County's 12.9% rent-to-income ratio dramatically outperforms Mississippi's 19.6% state average and ranks as the lowest in this eight-county set. The median rent of $470 is less than 60% of the state average of $782, offering unmatched affordability for renters willing to trade urban amenities for rural savings.
Dramatically cheaper than surrounding counties
Kemper County's $470 median rent is less than two-thirds of Lawrence County's $835 and Lauderdale County's $897. Only Leake County ($757) approaches similar affordability, making Kemper the clear choice for renters prioritizing lowest possible housing costs.
Rents consume minimal household income
With $470 monthly rent and $3,633 median monthly income, Kemper County renters spend just 12.9% on housing—the lowest ratio in this dataset. Homeowners investing $571 monthly in mortgages fare similarly well at 15.7%, creating genuine affordability across both housing types.
Unbeatable rents for budget-conscious movers
Kemper County offers the lowest housing costs in this eight-county analysis, ideal for remote workers or retirees on fixed incomes. Before relocating for these bargain rents, verify that local job markets or broadband access align with your income needs.
Cost of Living Advisory: Kemper County
Affordability Verdict
Kemper County is affordable for renters, with a median gross rent of $470/month representing approximately 12.9% of median household income. The rent burden (GRAPI) stands at 17.0%.
Rent vs. Own
Renters in Kemper County pay $470/month on average, compared to $571/month for homeowners. This market favors renters by about 18%.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $18,800/year. For owner costs at the 28% rule, the required income is roughly $24,471/year. With a median household income of $43,595, most households can comfortably afford rent here. Notably, 17.0% of renter households in Kemper County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Kemper County sits 20% less expensive than Holmes County ($589/month) in terms of median gross rent.
Affordability Calculator
See how your income compares to housing costs in Kemper County
Rent Burden
12.9%
of gross income
Max Housing (28% Rule)
$1,017
per month
Owner Cost Burden
15.7%
of gross income
You can likely afford the median home in Kemper County
Median home value is $90,200. Estimated monthly cost: $720 vs. your max of $1,017.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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