CostBy County

Cost of Living in Kemper County, Mississippi

$677/mo
Median Monthly Rent
$99,600
Median Home Value

At a Glance

Median Monthly Rent
$677/mo
16% below state average
Median Home Value
$99,600
70% below national
Census GRAPI
14.6%
Median gross rent as % of renter income

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Affordable
Median gross rent is under 30% of renter household income

These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.

How Kemper County Compares

Median monthly rent comparison

Kemper County$677/mo
Mississippi Average$805/mo
National Median$1,413/mo

Detailed Housing Stats

$677/mo
Median Gross Rent
$99,600
Median Home Value
$581/mo
Monthly Owner Cost
14.6%
Census GRAPI

National Ranking

Affordability Rank

Kemper County ranks #217 of 3,142 counties for affordability (top 7%)

Most AffordableLeast Affordable

Sourced county brief

Kemper County Official GRAPI Estimated at 14.6 Percent

The official ACS B25071 Gross Rent as a Percentage of Household Income (GRAPI) in Kemper County was 14.6%, which is 14.9 percentage points below the Mississippi unweighted county mean of 29.5%. Median gross rent was estimated at $677 per month, compared to the state unweighted county mean of $805. Homeowners in the county saw a median monthly owner cost of $581, while the state unweighted mean was $676. The median home value was recorded at $99,600, below the Mississippi unweighted county mean of $135,817. Renter-households in the county had a median income of $34,702. All statistics are sourced from the 2020-2024 ACS 5-Year Estimates. See ACS table B25071 for the underlying estimate.

Cost of Living Advisory: Kemper County

Affordability Verdict

ACS B25071 estimates median gross rent at 14.6% of renter household income in Kemper County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.

Rent vs. Own

Median gross rent is $677 per month; median selected monthly owner costs are $581. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.

Income Needed

Using the common 30% budgeting benchmark, $27,080 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.

Regional Context

The Mississippi unweighted mean of county median rents is $805 per month. Kemper County's $677 median is 15.9% below that comparison value.

Data version acs5-2020-2024 · Method cost-advisory-v2

Affordability Calculator

See how your income compares to housing costs in Kemper County

$

Rent Burden

17.5%

of gross income

Max Housing (28% Rule)

$1,083

per month

Owner Cost Burden

15.0%

of gross income

You can likely afford the median home in Kemper County

Median home value is $99,600. Estimated monthly cost: $795 vs. your max of $1,083.

Rent Affordability Guide

Your entered rent as a share of entered income17.5%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $46,431Needed: $27,080
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $46,431Needed: $24,900
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $46,431Needed: $23,180

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Kemper County, Mississippi?
Kemper County, Mississippi has a median monthly rent of $677/mo and a median home value of $99,600. The affordability rating is Affordable, with median gross rent equal to approximately 14.6% of renter household income.
What is the median rent in Kemper County?
The median gross rent in Kemper County is $677/mo. This is 16% below state average for Mississippi.
Is Kemper County affordable?
Kemper County is rated Affordable using the Census median gross-rent-as-a-percentage-of-income measure of 14.6%. Median gross rent is under 30% of renter household income.
How does Kemper County's rent compare to the state average?
Kemper County's median rent of $677/mo is 16% below state average of $805/mo for Mississippi.
What is the median home value in Kemper County?
The median home value in Kemper County, Mississippi is $99,600. This is 70% below the national median home value of $332,700.

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Published by the CostByCounty Editorial Team. See our methodology and corrections policy.Data build reviewed 2026-07-09; first published 2026-03-10.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.

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