Cost of Living in Clark County, Kentucky
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Clark County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Clark County, Kentucky
Clark County Rents Stay Below National Stress
Renters in Clark County spend just 15.6% of their income on housing, well below the national affordability threshold of 30% and better than Kentucky's state average of 17%. At $883 monthly, rents here run about $115 more than the state average but remain manageable for a county where median household income reaches $67,824.
Among Kentucky's Most Affordable Counties
Clark County ranks among the state's most affordable places to rent, with a rent-to-income ratio below the state average. This affordability edge stems from the balance between moderate incomes and controlled housing costs, making it a competitive option within Kentucky's rental market.
Competitive With Central Kentucky Peers
Clark County's $883 rent is comparable to Daviess County ($906) but noticeably higher than surrounding rural counties like Crittenden ($618) and Cumberland ($553). The difference reflects Clark's stronger local economy and more developed urban infrastructure around Winchester.
Rent and Homeownership Both Viable
Renters pay $883 monthly while homeowners carry $1,049 in monthly costs, with median home values at $197,900. The 15.6% rent-to-income ratio means the typical household dedicates about one-sixth of earnings to housing, leaving room for other expenses.
Seeking Balanced Rural-Urban Living?
If you're relocating from a high-cost metro area, Clark County offers affordable housing with a stronger median income than many rural Kentucky alternatives. Compare this county's 15.6% rent burden against neighboring communities to find your best fit in central Kentucky.
Affordability Calculator
See how your income compares to housing costs in Clark County
Rent Burden
15.6%
of gross income
Max Housing (28% Rule)
$1,583
per month
Owner Cost Burden
18.6%
of gross income
You can likely afford the median home in Clark County
Median home value is $197,900. Estimated monthly cost: $1,580 vs. your max of $1,583.
Rent Affordability Guide
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.