Cost of Living in Union County, South Dakota

$1,055/mo
Median Monthly Rent
$269,500
Median Home Value
40% above state averageUnaffordable

At a Glance

Median Monthly Rent
$1,055/mo
40% above state average
Median Home Value
$269,500
4% below national
Rent-to-Income Ratio
24.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Union County Compares

Median monthly rent comparison

Union County$1,055/mo
South Dakota Average$756/mo
National Median$1,163/mo

Detailed Housing Stats

$1,055/mo
Median Gross Rent
$269,500
Median Home Value
$1,255/mo
Monthly Owner Cost
24.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Union County, South Dakota

Union County rents remain manageable overall

Despite higher absolute rents, Union County's rent-to-income ratio of 15.1% reflects the county's stronger median household income of $84,137, which exceeds both the South Dakota and national averages. At $1,055 monthly rent, Union County residents spend a smaller percentage of earnings on housing than income-constrained neighbors.

South Dakota's highest earners live here

Union County ranks among South Dakota's most affluent counties, with median household income significantly above the state average, offsetting relatively high rental costs. The rent-to-income ratio of 15.1% places it slightly above the state average, but strong incomes ease the burden.

Union County commands premium rents

Union County's median rent of $1,055 is the highest in the region, reflecting its positioning as the most prosperous county in this group. However, the median household income of $84,137 also leads the region, allowing residents to afford these premium rents more comfortably.

Homeownership stretches budgets most

Renters spend 15.1% of income on housing, while homeowners allocate roughly 17.9% to monthly ownership costs ($1,255 against $84,137 income). Union County's median home value of $269,500 places it among the state's priciest real estate, requiring substantial household finances to purchase.

Union County for well-compensated relocators

Union County suits remote workers and professionals earning above regional averages, offering higher-end housing options and stronger household incomes. If relocating here, verify that your compensation aligns with the county's elevated housing costs—rents and home values lead the region significantly.

Affordability Calculator

See how your income compares to housing costs in Union County

$

Rent Burden

15.0%

of gross income

Max Housing (28% Rule)

$1,963

per month

Owner Cost Burden

17.9%

of gross income

The median home in Union County may be a stretch

Median home value is $269,500. Estimated monthly cost: $2,152 vs. your max of $1,963.

Rent Affordability Guide

Your rent-to-income ratio15.0%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Union County, South Dakota?
Union County, South Dakota has a median monthly rent of $1,055/mo and a median home value of $269,500. The affordability rating is Unaffordable, with rent making up approximately 24.0% of median household income.
What is the median rent in Union County?
The median gross rent in Union County is $1,055/mo. This is 40% above state average for South Dakota.
Is Union County affordable?
Union County is rated Unaffordable based on rent-to-income ratio of 24.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Union County's rent compare to the state average?
Union County's median rent of $1,055/mo is 40% above state average of $756/mo for South Dakota.
What is the median home value in Union County?
The median home value in Union County, South Dakota is $269,500. This is 4% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.