Cost of Living in Hutchinson County, South Dakota
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Hutchinson County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Hutchinson County ranks #222 of 3,144 counties for affordability (top 7%)
Data Story
About Cost of Living in Hutchinson County, South Dakota
Hutchinson rents hit below national average
Renters in Hutchinson County spend 11.5% of their income on housing, well below the national norm and significantly better than South Dakota's 13.8% average. With a median rent of $714 per month against a household income of $74,459, residents enjoy one of the state's more balanced housing situations.
A top performer in South Dakota affordability
Hutchinson County ranks among the most affordable counties in South Dakota for renters, with its 11.5% rent-to-income ratio beating the state average by 2.3 percentage points. This positioning reflects both moderate rent costs and stable household incomes that align closely with the national median.
Cheaper rents than most regional peers
At $714 monthly, Hutchinson's median rent undercuts nearby Kingsbury County ($725) and Lake County ($868) while matching similar small-county profiles across the region. Homebuyers here face a median monthly cost of $741, making it competitive for both renters and buyers seeking stability.
Housing takes modest bite from paychecks
Renters allocate just 11.5% of their $74,459 median income to the $714 monthly rent, leaving substantial room for other expenses. Homeowners pay slightly more at $741 monthly, but this remains affordable relative to the county's solid income baseline.
Consider Hutchinson for balanced living
If affordability matters, Hutchinson County offers competitive rents and a rent-to-income ratio that beats state and national benchmarks. The county's stable income level and moderate housing costs make it an attractive option for families seeking financial breathing room.
Cost of Living Advisory: Hutchinson County
Affordability Verdict
Housing in Hutchinson County is affordable. The median rent is $714/month against a median household income of $74,459, putting rent at 11.5% of income.
Rent vs. Own
The median rent in Hutchinson County is $714/month, while owner costs run $741/month. Renting saves approximately $27/month.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $28,560/year. For owner costs at the 28% rule, the required income is roughly $31,757/year. With a median household income of $74,459, most households can comfortably afford rent here. Notably, 22.0% of renter households in Hutchinson County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Within South Dakota, Hutchinson County is less affordable than Hamlin County by roughly 7% ($714/mo vs $769/mo).
Affordability Calculator
See how your income compares to housing costs in Hutchinson County
Rent Burden
11.5%
of gross income
Max Housing (28% Rule)
$1,737
per month
Owner Cost Burden
11.9%
of gross income
You can likely afford the median home in Hutchinson County
Median home value is $160,500. Estimated monthly cost: $1,281 vs. your max of $1,737.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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