CostBy County

Cost of Living in Union County, South Carolina

$804/mo
Median Monthly Rent
$103,600
Median Home Value

At a Glance

Median Monthly Rent
$804/mo
18% below state average
Median Home Value
$103,600
69% below national
Census GRAPI
31.5%
Median gross rent as % of renter income

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Stretched
Median gross rent is 30–50% of renter household income

These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.

How Union County Compares

Median monthly rent comparison

Union County$804/mo
South Carolina Average$985/mo
National Median$1,413/mo

Detailed Housing Stats

$804/mo
Median Gross Rent
$103,600
Median Home Value
$495/mo
Monthly Owner Cost
31.5%
Census GRAPI

National Ranking

Affordability Rank

Union County ranks #497 of 3,142 counties for affordability (top 16%)

Most AffordableLeast Affordable

Sourced county brief

Union County owner costs $296 below state mean

In Union County, the median monthly owner cost for all owner-occupied units was $495, which is $296 lower than the South Carolina unweighted county mean of $791. The median home value was estimated at $103,600, compared to the state unweighted county mean of $199,733. For those in rental units, the median gross rent was $804, while the state unweighted county mean was $985. The official median gross rent as a percentage of household income (GRAPI) was 31.5%. This value is 1.0 percentage point higher than the state unweighted county mean official GRAPI of 30.5%. Renter-household median income was $27,025. These statistics represent estimates from the U.S. Census Bureau ACS tables B25064, B25071, B25077, B25088, and B25119. See ACS table B25071 for the underlying estimate.

Cost of Living Advisory: Union County

Affordability Verdict

ACS B25071 estimates median gross rent at 31.5% of renter household income in Union County, which is between the 30% and 50% rent-burden benchmarks. This is a median percentage among renter-occupied units, not the share of households above a threshold.

Rent vs. Own

Median gross rent is $804 per month; median selected monthly owner costs are $495. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.

Income Needed

Using the common 30% budgeting benchmark, $32,160 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.

Regional Context

The South Carolina unweighted mean of county median rents is $985 per month. Union County's $804 median is 18.3% below that comparison value.

Data version acs5-2020-2024 · Method cost-advisory-v2

Affordability Calculator

See how your income compares to housing costs in Union County

$

Rent Burden

23.2%

of gross income

Max Housing (28% Rule)

$971

per month

Owner Cost Burden

14.3%

of gross income

You can likely afford the median home in Union County

Median home value is $103,600. Estimated monthly cost: $827 vs. your max of $971.

Rent Affordability Guide

Your entered rent as a share of entered income23.2%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $41,621Needed: $32,160
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $41,621Needed: $21,214
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $41,621Needed: $24,111

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Union County, South Carolina?
Union County, South Carolina has a median monthly rent of $804/mo and a median home value of $103,600. The affordability rating is Stretched, with median gross rent equal to approximately 31.5% of renter household income.
What is the median rent in Union County?
The median gross rent in Union County is $804/mo. This is 18% below state average for South Carolina.
Is Union County affordable?
Union County is rated Stretched using the Census median gross-rent-as-a-percentage-of-income measure of 31.5%. Median gross rent is 30–50% of renter household income.
How does Union County's rent compare to the state average?
Union County's median rent of $804/mo is 18% below state average of $985/mo for South Carolina.
What is the median home value in Union County?
The median home value in Union County, South Carolina is $103,600. This is 69% below the national median home value of $332,700.

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Published by the CostByCounty Editorial Team. See our methodology and corrections policy.Data build reviewed 2026-07-09; first published 2026-03-10.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.

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