Cost of Living in Charleston County, South Carolina

$1,506/mo
Median Monthly Rent
$450,800
Median Home Value

At a Glance

Median Monthly Rent
$1,506/mo
59% above state average
Median Home Value
$450,800
60% above national
Rent-to-Income Ratio
31.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Charleston County Compares

Median monthly rent comparison

Charleston County$1,506/mo
South Carolina Average$945/mo
National Median$1,163/mo

Detailed Housing Stats

$1,506/mo
Median Gross Rent
$450,800
Median Home Value
$1,568/mo
Monthly Owner Cost
31.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Charleston County ranks #2,244 of 3,144 counties for affordability (bottom 29%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Charleston County, South Carolina

Charleston's housing costs soar above U.S. average

Charleston renters spend 21.4% of income on housing—slightly above the national 20.1% threshold—with median rents at $1,506 monthly. Yet Charleston's median household income of $84,320 exceeds the national average of $74,755, suggesting higher-earning residents absorb these premium costs.

South Carolina's priciest county by far

Charleston's $1,506 median rent towers 59% above South Carolina's $945 average, reflecting its status as the state's economic and tourism engine. With a median home value of $450,800—triple the typical South Carolina property—Charleston ranks as the state's most expensive housing market.

Charleston dwarfs surrounding county rents

Renters in Charleston pay $1,506 monthly versus $813 in neighboring Cherokee County—an 85% difference that reflects Charleston's coastal desirability. Moving inland or north cuts housing costs nearly in half while remaining within South Carolina.

Owners and renters both stretch budgets

Charleston renters spend $1,506 monthly on housing while owners pay $1,568—remarkably balanced across tenure types—out of a $84,320 median income. For renters, this represents 21.4% of income; for owners, the burden reaches 22.3%, both above comfortable thresholds.

Charleston offers opportunity at a premium price

If you're earning above the county's $84,320 median and value coastal amenities and economic vitality, Charleston's market rewards your income. Consider comparing to inland alternatives like Calhoun or Chester for similar quality of life at significantly lower cost.

Cost of Living Advisory: Charleston County

Affordability Verdict

Housing in Charleston County is affordable. The median rent is $1,506/month against a median household income of $84,320, putting rent at 21.4% of income.

Rent vs. Own

The median rent in Charleston County is $1,506/month, while owner costs run $1,568/month. Renting saves approximately $62/month.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $60,240/year. For owner costs at the 28% rule, the required income is roughly $67,200/year. With a median household income of $84,320, most households can comfortably afford rent here. Notably, 31.0% of renter households in Charleston County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Charleston County sits 9% more expensive than Dorchester County ($1,381/month) in terms of median gross rent.

Affordability Calculator

See how your income compares to housing costs in Charleston County

$

Rent Burden

21.4%

of gross income

Max Housing (28% Rule)

$1,967

per month

Owner Cost Burden

22.3%

of gross income

The median home in Charleston County may be a stretch

Median home value is $450,800. Estimated monthly cost: $3,599 vs. your max of $1,967.

Rent Affordability Guide

Your rent-to-income ratio21.4%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $84,320Needed: $60,240
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $84,320Needed: $67,200
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? No
Your income: $84,320Needed: $104,914

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Charleston County, South Carolina?
Charleston County, South Carolina has a median monthly rent of $1,506/mo and a median home value of $450,800. The affordability rating is Unaffordable, with rent making up approximately 31.0% of median household income.
What is the median rent in Charleston County?
The median gross rent in Charleston County is $1,506/mo. This is 59% above state average for South Carolina.
Is Charleston County affordable?
Charleston County is rated Unaffordable based on rent-to-income ratio of 31.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Charleston County's rent compare to the state average?
Charleston County's median rent of $1,506/mo is 59% above state average of $945/mo for South Carolina.
What is the median home value in Charleston County?
The median home value in Charleston County, South Carolina is $450,800. This is 60% above the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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