Cost of Living in Westmoreland County, Pennsylvania
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Westmoreland County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Westmoreland County ranks #869 of 3,144 counties for affordability (top 28%)
Data Story
About Cost of Living in Westmoreland County, Pennsylvania
Westmoreland rents are easier than the nation
At 14.0%, Westmoreland's rent-to-income ratio sits comfortably below the national baseline, meaning renters here spend less of their paychecks on housing than typical Americans. The county's median rent of $843 per month is significantly lower than state peers, giving households more breathing room in their budgets compared to the national norm.
A top affordability spot in Pennsylvania
Westmoreland ranks among Pennsylvania's most affordable counties, with a rent-to-income ratio of 14.0% well below the state average of 16.5%. This advantage makes the county an attractive option for renters seeking lower housing costs without leaving the region.
Westmoreland undercuts neighboring counties
At $843 per month, Westmoreland's median rent trails nearby Wyoming County ($897) and significantly undercuts York County ($1,150), offering renters in the area the most affordable option. Homebuyers here also benefit, with a median home value of $193,100 versus York's $235,000.
Where Westmoreland dollars go
Renters spend an average of $843 monthly on housing while homeowners commit $954 to mortgage costs, against a median household income of $72,468. This means housing—whether rented or owned—consumes roughly 14-16% of typical household income, leaving substantial room for other expenses.
Consider Westmoreland for budget-friendly living
If affordable housing is your priority, Westmoreland delivers: rents 12% below the state average and the lowest home values among our three-county comparison. With household incomes near $72,500 and housing costs staying lean, this county offers genuine financial breathing room for families and individuals planning a move.
Cost of Living Advisory: Westmoreland County
Affordability Verdict
Westmoreland County is affordable for renters, with a median gross rent of $843/month representing approximately 14.0% of median household income. The rent burden (GRAPI) stands at 26.0%.
Rent vs. Own
Renters in Westmoreland County pay $843/month on average, compared to $954/month for homeowners. This market favors renters by about 12%.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $33,720/year. For owner costs at the 28% rule, the required income is roughly $40,886/year. With a median household income of $72,468, most households can comfortably afford rent here. Notably, 26.0% of renter households in Westmoreland County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Within Pennsylvania, Westmoreland County is more affordable than Mifflin County by roughly 6% ($843/mo vs $792/mo).
Affordability Calculator
See how your income compares to housing costs in Westmoreland County
Rent Burden
14.0%
of gross income
Max Housing (28% Rule)
$1,691
per month
Owner Cost Burden
15.8%
of gross income
You can likely afford the median home in Westmoreland County
Median home value is $193,100. Estimated monthly cost: $1,542 vs. your max of $1,691.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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