Cost of Living in Westmoreland County, Pennsylvania

$843/mo
Median Monthly Rent
$193,100
Median Home Value

At a Glance

Median Monthly Rent
$843/mo
12% below state average
Median Home Value
$193,100
32% below national
Rent-to-Income Ratio
26.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Westmoreland County Compares

Median monthly rent comparison

Westmoreland County$843/mo
Pennsylvania Average$960/mo
National Median$1,163/mo

Detailed Housing Stats

$843/mo
Median Gross Rent
$193,100
Median Home Value
$954/mo
Monthly Owner Cost
26.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Westmoreland County ranks #869 of 3,144 counties for affordability (top 28%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Westmoreland County, Pennsylvania

Westmoreland rents are easier than the nation

At 14.0%, Westmoreland's rent-to-income ratio sits comfortably below the national baseline, meaning renters here spend less of their paychecks on housing than typical Americans. The county's median rent of $843 per month is significantly lower than state peers, giving households more breathing room in their budgets compared to the national norm.

A top affordability spot in Pennsylvania

Westmoreland ranks among Pennsylvania's most affordable counties, with a rent-to-income ratio of 14.0% well below the state average of 16.5%. This advantage makes the county an attractive option for renters seeking lower housing costs without leaving the region.

Westmoreland undercuts neighboring counties

At $843 per month, Westmoreland's median rent trails nearby Wyoming County ($897) and significantly undercuts York County ($1,150), offering renters in the area the most affordable option. Homebuyers here also benefit, with a median home value of $193,100 versus York's $235,000.

Where Westmoreland dollars go

Renters spend an average of $843 monthly on housing while homeowners commit $954 to mortgage costs, against a median household income of $72,468. This means housing—whether rented or owned—consumes roughly 14-16% of typical household income, leaving substantial room for other expenses.

Consider Westmoreland for budget-friendly living

If affordable housing is your priority, Westmoreland delivers: rents 12% below the state average and the lowest home values among our three-county comparison. With household incomes near $72,500 and housing costs staying lean, this county offers genuine financial breathing room for families and individuals planning a move.

Cost of Living Advisory: Westmoreland County

Affordability Verdict

Westmoreland County is affordable for renters, with a median gross rent of $843/month representing approximately 14.0% of median household income. The rent burden (GRAPI) stands at 26.0%.

Rent vs. Own

Renters in Westmoreland County pay $843/month on average, compared to $954/month for homeowners. This market favors renters by about 12%.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $33,720/year. For owner costs at the 28% rule, the required income is roughly $40,886/year. With a median household income of $72,468, most households can comfortably afford rent here. Notably, 26.0% of renter households in Westmoreland County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Within Pennsylvania, Westmoreland County is more affordable than Mifflin County by roughly 6% ($843/mo vs $792/mo).

Affordability Calculator

See how your income compares to housing costs in Westmoreland County

$

Rent Burden

14.0%

of gross income

Max Housing (28% Rule)

$1,691

per month

Owner Cost Burden

15.8%

of gross income

You can likely afford the median home in Westmoreland County

Median home value is $193,100. Estimated monthly cost: $1,542 vs. your max of $1,691.

Rent Affordability Guide

Your rent-to-income ratio14.0%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $72,468Needed: $33,720
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $72,468Needed: $40,886
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $72,468Needed: $44,940

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Westmoreland County, Pennsylvania?
Westmoreland County, Pennsylvania has a median monthly rent of $843/mo and a median home value of $193,100. The affordability rating is Unaffordable, with rent making up approximately 26.0% of median household income.
What is the median rent in Westmoreland County?
The median gross rent in Westmoreland County is $843/mo. This is 12% below state average for Pennsylvania.
Is Westmoreland County affordable?
Westmoreland County is rated Unaffordable based on rent-to-income ratio of 26.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Westmoreland County's rent compare to the state average?
Westmoreland County's median rent of $843/mo is 12% below state average of $960/mo for Pennsylvania.
What is the median home value in Westmoreland County?
The median home value in Westmoreland County, Pennsylvania is $193,100. This is 32% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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