Cost of Living in Mercer County, Pennsylvania

$808/mo
Median Monthly Rent
$153,600
Median Home Value
16% below state averageUnaffordable

At a Glance

Median Monthly Rent
$808/mo
16% below state average
Median Home Value
$153,600
46% below national
Rent-to-Income Ratio
27.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Mercer County Compares

Median monthly rent comparison

Mercer County$808/mo
Pennsylvania Average$960/mo
National Median$1,163/mo

Detailed Housing Stats

$808/mo
Median Gross Rent
$153,600
Median Home Value
$767/mo
Monthly Owner Cost
27.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Mercer County, Pennsylvania

Mercer stays slightly ahead nationally

Mercer County's 16.0% rent-to-income ratio edges out the national standard, offering mild affordability advantages on a $60,614 median income. Rent averages $808 monthly, keeping housing costs lean for a county below the national income median.

Among Pennsylvania's most affordable

Mercer ranks near the top of Pennsylvania's affordability ladder with a 16.0% rent-to-income ratio, beating the state average of 16.5%. The county's $808 median rent reflects a consistent pattern of lower housing costs across western Pennsylvania.

The middle ground of northwest PA

Mercer's $808 rent sits between McKean ($769) and Lycoming ($887), while its $153,600 median home value bridges the gap between McKean's $98,700 and Lycoming's $195,600. The county offers a balanced third option for those exploring the region.

Balanced renting and ownership costs

Renters allocate $808 monthly (16% of $60,614 income) while homeowners pay $767 monthly (15.2%). This symmetry makes Mercer appealing for both demographics, with neither group overextended on housing.

Mercer splits the difference regionally

Seeking the sweet spot between McKean's rock-bottom costs and Lycoming's slightly higher values? Mercer offers balanced housing prices and ownership affordability across a stable regional job market.

Affordability Calculator

See how your income compares to housing costs in Mercer County

$

Rent Burden

16.0%

of gross income

Max Housing (28% Rule)

$1,414

per month

Owner Cost Burden

15.2%

of gross income

You can likely afford the median home in Mercer County

Median home value is $153,600. Estimated monthly cost: $1,226 vs. your max of $1,414.

Rent Affordability Guide

Your rent-to-income ratio16.0%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Mercer County, Pennsylvania?
Mercer County, Pennsylvania has a median monthly rent of $808/mo and a median home value of $153,600. The affordability rating is Unaffordable, with rent making up approximately 27.0% of median household income.
What is the median rent in Mercer County?
The median gross rent in Mercer County is $808/mo. This is 16% below state average for Pennsylvania.
Is Mercer County affordable?
Mercer County is rated Unaffordable based on rent-to-income ratio of 27.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Mercer County's rent compare to the state average?
Mercer County's median rent of $808/mo is 16% below state average of $960/mo for Pennsylvania.
What is the median home value in Mercer County?
The median home value in Mercer County, Pennsylvania is $153,600. This is 46% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.