Cost of Living in Whiteside County, Illinois
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Whiteside County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Whiteside County ranks #1,619 of 3,142 counties for affordability (bottom 48%)
Sourced county brief
Whiteside County official GRAPI stands at 27.8 percent
The official ACS B25071 median gross rent as a percentage of household income (GRAPI) in Whiteside County is 27.8%. This metric is 1.7 percentage points above the Illinois unweighted county mean of 26.1%. The median gross rent for the county was estimated at $856 per month, slightly below the state unweighted county mean of $867. For owner-occupied properties, the median home value is $127,100, while the median selected monthly owner cost for all units is $881. Both figures are lower than their respective state unweighted county means of $153,020 and $960. Renter-household median income in the county is $36,779. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Whiteside County
Affordability Verdict
ACS B25071 estimates median gross rent at 27.8% of renter household income in Whiteside County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $856 per month; median selected monthly owner costs are $881. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $34,240 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Illinois unweighted mean of county median rents is $867 per month. Whiteside County's $856 median is 1.3% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Whiteside County
Rent Burden
15.2%
of gross income
Max Housing (28% Rule)
$1,575
per month
Owner Cost Burden
15.7%
of gross income
You can likely afford the median home in Whiteside County
Median home value is $127,100. Estimated monthly cost: $1,015 vs. your max of $1,575.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
What is the cost of living in Whiteside County, Illinois?
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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