Cost of Living in Roger Mills County, Oklahoma
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Roger Mills County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Roger Mills County ranks #711 of 3,144 counties for affordability (top 23%)
Data Story
About Cost of Living in Roger Mills County, Oklahoma
Roger Mills outpaces national affordability
At 13.6%, Roger Mills County's rent-to-income ratio sits well below the national standard of affordability, where economists recommend spending no more than 30% of income on housing. Renters here spend significantly less of their paycheck on rent than the typical American household, making it a genuinely affordable corner of the housing market.
The most affordable county in Oklahoma
Roger Mills County ranks as Oklahoma's most affordable place to rent, with a 13.6% rent-to-income ratio that undercuts the state average of 17.0% by 3.4 percentage points. This distinction reflects both modest rents ($708/month) and solid household incomes ($62,721), a rare combination in rural Oklahoma.
Cheaper than surrounding counties
Roger Mills' $708 monthly rent trails Stephens County ($865), Texas County ($939), and Tillman County ($704) in the region. Only Tillman County comes close to matching these affordability levels, making Roger Mills and Tillman the budget-friendly choices for renters across the panhandle.
Renters and owners both win here
Renters spend $708/month while homeowners pay $681/month in costs on a median income of $62,721—meaning housing claims just 13.6% of renter income and roughly 13% of owner income. This tight pairing shows Roger Mills offers genuine affordability for both paths to housing.
Consider Roger Mills for affordability
If housing costs weigh on your budget, Roger Mills County deserves serious consideration: median rent trails the state by $106/month, and the 13.6% rent-to-income ratio gives you breathing room for other essentials. Compare these numbers to your current housing burden and see if the panhandle's affordability matches your financial goals.
Cost of Living Advisory: Roger Mills County
Affordability Verdict
For renters in Roger Mills County, the market is affordable. Expect to pay around $708/month in gross rent, with 20.0% of renter households considered cost-burdened.
Rent vs. Own
Renters in Roger Mills County pay $708/month on average, compared to $681/month for homeowners. This market favors buyers by about 4%.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $28,320/year. For owner costs at the 28% rule, the required income is roughly $29,186/year. With a median household income of $62,721, most households can comfortably afford rent here. Notably, 20.0% of renter households in Roger Mills County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Compared to Lincoln County where rent averages $760/month, Roger Mills County is approximately 7% less expensive.
Affordability Calculator
See how your income compares to housing costs in Roger Mills County
Rent Burden
13.5%
of gross income
Max Housing (28% Rule)
$1,463
per month
Owner Cost Burden
13.0%
of gross income
You can likely afford the median home in Roger Mills County
Median home value is $152,600. Estimated monthly cost: $1,218 vs. your max of $1,463.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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