Cost of Living in Osage County, Oklahoma
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Osage County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Osage County ranks #1,055 of 3,142 counties for affordability (top 34%)
Sourced county brief
Osage County median home value reaches $182,100 in 5-year estimate
The median home value in Osage County was estimated at $182,100, which is $30,087 above the unweighted county mean of $152,013 for the state of Oklahoma. For those in renter-occupied housing units, the median gross rent is $777 per month, compared to the state unweighted county mean of $839. The official rent-to-income percentage, or GRAPI, is 27.3% according to ACS table B25071. This is 0.7 percentage points higher than the Oklahoma unweighted county mean GRAPI of 26.6%. Among homeowners, the median selected monthly owner costs for all units were $798, while the state unweighted mean is $755. Median renter-household income for the period was $34,941. This analysis provides a snapshot of the 2020-2024 period and does not offer financial advice or market predictions. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Osage County
Affordability Verdict
ACS B25071 estimates median gross rent at 27.3% of renter household income in Osage County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $777 per month; median selected monthly owner costs are $798. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $31,080 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Oklahoma unweighted mean of county median rents is $839 per month. Osage County's $777 median is 7.4% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Osage County
Rent Burden
14.8%
of gross income
Max Housing (28% Rule)
$1,466
per month
Owner Cost Burden
15.2%
of gross income
You can likely afford the median home in Osage County
Median home value is $182,100. Estimated monthly cost: $1,454 vs. your max of $1,466.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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