Cost of Living in Osage County, Oklahoma
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Osage County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Osage County, Oklahoma
Osage County rents beat national affordability
Osage County residents spend 15.6% of household income on rent, well below the national norm and nearly matching the benchmark that housing experts consider affordable. With a median household income of $60,482—about 19% below the U.S. median of $74,755—renters here still enjoy stronger affordability than their national counterparts.
Best rent affordability in Oklahoma
Osage County's 15.6% rent-to-income ratio ranks among Oklahoma's most affordable counties, beating the state average of 17.0% by 1.4 percentage points. This advantage reflects both modest rental costs ($786/month vs. the state average of $814) and competitive household incomes.
Cheaper rents than surrounding counties
Osage County's median rent of $786 undercuts nearby Pawnee County ($872) and Payne County ($922), though it slightly trails Pontotoc County ($880). For renters prioritizing affordability, Osage offers stable housing costs without sacrificing access to regional amenities.
Balanced housing costs in Osage
Renters pay $786 monthly while homeowners invest $801 in mortgage costs, leaving the typical household with $5,040 left over each month after housing expenses. The median home value of $172,300 remains within reach for middle-income buyers looking to build equity.
Consider Osage for stable housing costs
If you're relocating to Oklahoma and prioritize affordability, Osage County delivers below-average rent ratios without the college-town premium of neighboring Payne County. Compare your household income against the $60,482 median to gauge your real purchasing power in this market.
Affordability Calculator
See how your income compares to housing costs in Osage County
Rent Burden
15.6%
of gross income
Max Housing (28% Rule)
$1,411
per month
Owner Cost Burden
15.9%
of gross income
You can likely afford the median home in Osage County
Median home value is $172,300. Estimated monthly cost: $1,376 vs. your max of $1,411.
Rent Affordability Guide
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.