Cost of Living in Osage County, Oklahoma

$786/mo
Median Monthly Rent
$172,300
Median Home Value
3% below state averageUnaffordable

At a Glance

Median Monthly Rent
$786/mo
3% below state average
Median Home Value
$172,300
39% below national
Rent-to-Income Ratio
28.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Osage County Compares

Median monthly rent comparison

Osage County$786/mo
Oklahoma Average$814/mo
National Median$1,163/mo

Detailed Housing Stats

$786/mo
Median Gross Rent
$172,300
Median Home Value
$801/mo
Monthly Owner Cost
28.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Osage County, Oklahoma

Osage County rents beat national affordability

Osage County residents spend 15.6% of household income on rent, well below the national norm and nearly matching the benchmark that housing experts consider affordable. With a median household income of $60,482—about 19% below the U.S. median of $74,755—renters here still enjoy stronger affordability than their national counterparts.

Best rent affordability in Oklahoma

Osage County's 15.6% rent-to-income ratio ranks among Oklahoma's most affordable counties, beating the state average of 17.0% by 1.4 percentage points. This advantage reflects both modest rental costs ($786/month vs. the state average of $814) and competitive household incomes.

Cheaper rents than surrounding counties

Osage County's median rent of $786 undercuts nearby Pawnee County ($872) and Payne County ($922), though it slightly trails Pontotoc County ($880). For renters prioritizing affordability, Osage offers stable housing costs without sacrificing access to regional amenities.

Balanced housing costs in Osage

Renters pay $786 monthly while homeowners invest $801 in mortgage costs, leaving the typical household with $5,040 left over each month after housing expenses. The median home value of $172,300 remains within reach for middle-income buyers looking to build equity.

Consider Osage for stable housing costs

If you're relocating to Oklahoma and prioritize affordability, Osage County delivers below-average rent ratios without the college-town premium of neighboring Payne County. Compare your household income against the $60,482 median to gauge your real purchasing power in this market.

Affordability Calculator

See how your income compares to housing costs in Osage County

$

Rent Burden

15.6%

of gross income

Max Housing (28% Rule)

$1,411

per month

Owner Cost Burden

15.9%

of gross income

You can likely afford the median home in Osage County

Median home value is $172,300. Estimated monthly cost: $1,376 vs. your max of $1,411.

Rent Affordability Guide

Your rent-to-income ratio15.6%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Osage County, Oklahoma?
Osage County, Oklahoma has a median monthly rent of $786/mo and a median home value of $172,300. The affordability rating is Unaffordable, with rent making up approximately 28.0% of median household income.
What is the median rent in Osage County?
The median gross rent in Osage County is $786/mo. This is 3% below state average for Oklahoma.
Is Osage County affordable?
Osage County is rated Unaffordable based on rent-to-income ratio of 28.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Osage County's rent compare to the state average?
Osage County's median rent of $786/mo is 3% below state average of $814/mo for Oklahoma.
What is the median home value in Osage County?
The median home value in Osage County, Oklahoma is $172,300. This is 39% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.