Cost of Living in Howard County, Nebraska
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Howard County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Howard County, Nebraska
Howard County offers moderate affordability
Howard County renters spend 13.1% of their income on housing, slightly above national standards but reflecting stronger incomes and reasonable rural Nebraska rent levels. With a median household income of $74,508—nearly matching the national median—Howard County offers solid economic footing.
Better than Nebraska's statewide average
At 13.1%, Howard County's rent-to-income ratio beats Nebraska's state average of 14.2%, making it one of the more affordable counties statewide. The median rent of $811 is slightly above the state average of $783, but higher median income more than compensates.
Pricier rentals, but strong incomes offset
Howard County renters pay $811 per month—higher than most neighbors—but the county's median income of $74,508 is among the strongest in the group. This combination yields a 13.1% affordability ratio that beats or matches most surrounding counties despite above-average rents.
Howard County's robust housing position
A typical Howard County renter earning $74,508 annually pays $811 per month—13.1% of their income, leaving substantial resources for other expenses. Homeowners invest in properties worth $205,200 with median monthly costs of $915, among the most valuable homes in this county group.
Howard County rewards stronger earners
If you have a stable, above-average income, Howard County offers the best housing values and homeownership opportunities in the region, with median home values around $205,000. Compare this profile to neighboring Hamilton and Holt counties to find your ideal balance of income potential and housing costs.
Affordability Calculator
See how your income compares to housing costs in Howard County
Rent Burden
13.1%
of gross income
Max Housing (28% Rule)
$1,739
per month
Owner Cost Burden
14.7%
of gross income
You can likely afford the median home in Howard County
Median home value is $205,200. Estimated monthly cost: $1,638 vs. your max of $1,739.
Rent Affordability Guide
Frequently Asked Questions
What is the cost of living in Howard County, Nebraska?
What is the median rent in Howard County?
Is Howard County affordable?
How does Howard County's rent compare to the state average?
What is the median home value in Howard County?
Planning a Move?
Researching the cost of living in Howard County, Nebraska? Compare moving quotes from top providers and save on your relocation.
Compare Moving QuotesCounties with Similar Housing Costs
Compare Mortgage Rates in Howard County
Whether you're buying your first home or refinancing, compare rates from top lenders to find the best deal.
See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.