Cost of Living in Noble County, Oklahoma

$758/mo
Median Monthly Rent
$142,600
Median Home Value

At a Glance

Median Monthly Rent
$758/mo
7% below state average
Median Home Value
$142,600
49% below national
Rent-to-Income Ratio
25.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Noble County Compares

Median monthly rent comparison

Noble County$758/mo
Oklahoma Average$814/mo
National Median$1,163/mo

Detailed Housing Stats

$758/mo
Median Gross Rent
$142,600
Median Home Value
$869/mo
Monthly Owner Cost
25.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Noble County ranks #2,202 of 3,144 counties for affordability (bottom 30%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Noble County, Oklahoma

Noble offers Oklahoma's best affordability

Noble County renters spend just 13.0% of household income on rent, dramatically outpacing Oklahoma's 17.0% state average and ranking among the nation's most affordable markets. The county's median household income of $70,071 approaches the national average of $74,755, creating a uniquely favorable housing cost environment.

Most affordable in Oklahoma

Noble County's 13.0% rent-to-income ratio stands as one of Oklahoma's lowest, significantly beating the state average and positioning it among the state's most housing-accessible counties. This exceptional affordability reflects strong local incomes relative to housing costs.

Clear leader among peer counties

Noble County's 13.0% rent-to-income ratio far outperforms surrounding counties: McIntosh (19.8%), Muskogee (19.0%), and Oklahoma County (19.7%) all exceed Noble by 6+ percentage points. Even neighboring Nowata County (17.7%) and Okfuskee County (18.2%) struggle with affordability compared to Noble's exceptional metrics.

Rent costs just $758 monthly

Noble residents earning a median of $70,071 annually pay only $758 in monthly rent, allocating a mere 13% of income to housing—a remarkably sustainable burden. Homeowners face steeper monthly costs of $869 on homes valued at $142,600, though strong incomes absorb this expense more easily than in neighboring counties.

Noble County's housing deal stands out

Relocating to Noble County offers Oklahoma's best housing affordability story: median rent of $758, homes near $143,000, and median incomes of $70,000. If you're considering an Oklahoma move, Noble's combination of affordable housing and stronger-than-average incomes makes it a standout choice among rural alternatives.

Cost of Living Advisory: Noble County

Affordability Verdict

Noble County is affordable for renters, with a median gross rent of $758/month representing approximately 13.0% of median household income. The rent burden (GRAPI) stands at 25.0%.

Rent vs. Own

At $758/month rent versus $869/month in owner costs, renting is roughly $111/month cheaper — a 13% difference.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $30,320/year. For owner costs at the 28% rule, the required income is roughly $37,243/year. With a median household income of $70,071, most households can comfortably afford rent here. Notably, 25.0% of renter households in Noble County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Compared to McCurtain County where rent averages $705/month, Noble County is approximately 8% more expensive.

Affordability Calculator

See how your income compares to housing costs in Noble County

$

Rent Burden

13.0%

of gross income

Max Housing (28% Rule)

$1,635

per month

Owner Cost Burden

14.9%

of gross income

You can likely afford the median home in Noble County

Median home value is $142,600. Estimated monthly cost: $1,138 vs. your max of $1,635.

Rent Affordability Guide

Your rent-to-income ratio13.0%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $70,071Needed: $30,320
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $70,071Needed: $37,243
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $70,071Needed: $33,187

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Noble County, Oklahoma?
Noble County, Oklahoma has a median monthly rent of $758/mo and a median home value of $142,600. The affordability rating is Unaffordable, with rent making up approximately 25.0% of median household income.
What is the median rent in Noble County?
The median gross rent in Noble County is $758/mo. This is 7% below state average for Oklahoma.
Is Noble County affordable?
Noble County is rated Unaffordable based on rent-to-income ratio of 25.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Noble County's rent compare to the state average?
Noble County's median rent of $758/mo is 7% below state average of $814/mo for Oklahoma.
What is the median home value in Noble County?
The median home value in Noble County, Oklahoma is $142,600. This is 49% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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