Cost of Living in Muskogee County, Oklahoma
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Muskogee County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Muskogee County ranks #3,038 of 3,144 counties for affordability (bottom 3%)
Data Story
About Cost of Living in Muskogee County, Oklahoma
Muskogee renters face tight budgets
Muskogee County residents dedicate 19.0% of household income to rent, exceeding Oklahoma's 17.0% state average and reflecting the income-to-housing cost squeeze. The county's median household income of $51,999 falls significantly below the national average of $74,755, leaving less financial cushion despite lower-than-average rents.
Below-average affordability statewide
Muskogee's 19.0% rent-to-income ratio ranks it among Oklahoma's less affordable counties, trailing the state average by 2 percentage points. This places Muskogee residents in the tighter end of housing affordability across Oklahoma's 77 counties.
Pressured compared to nearby areas
Muskogee County's 19.0% rent-to-income ratio exceeds most neighboring counties, including the more affordable Noble County (13.0%) and Nowata County (17.7%). At $824 monthly rent—above the state average of $814—Muskogee faces affordability headwinds shared only with McIntosh and Oklahoma County among its peers.
One-fifth income goes to rent
The median Muskogee renter earns $51,999 annually but pays $824 monthly, consuming roughly 19% of gross income for housing alone. Homeowners with median monthly costs of $759 on $138,800 homes face similar percentage burdens, indicating affordability pressure across tenure types.
Muskogee requires budget scrutiny
If relocating to Muskogee County, plan carefully: at $824 monthly rent and median incomes near $52,000, housing will consume a significant share of your budget. Compare these figures against your current market and income expectations—Muskogee's affordability challenges may not justify a move unless other factors (employment, family) strongly pull you there.
Cost of Living Advisory: Muskogee County
Affordability Verdict
Muskogee County is affordable for renters, with a median gross rent of $824/month representing approximately 19.0% of median household income. The rent burden (GRAPI) stands at 28.0%.
Rent vs. Own
Renters in Muskogee County pay $824/month on average, compared to $759/month for homeowners. This market favors buyers by about 8%.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $32,960/year. For owner costs at the 28% rule, the required income is roughly $32,529/year. With a median household income of $51,999, most households can comfortably afford rent here. Notably, 28.0% of renter households in Muskogee County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Muskogee County sits 7% more expensive than Le Flore County ($773/month) in terms of median gross rent.
Affordability Calculator
See how your income compares to housing costs in Muskogee County
Rent Burden
19.0%
of gross income
Max Housing (28% Rule)
$1,213
per month
Owner Cost Burden
17.5%
of gross income
You can likely afford the median home in Muskogee County
Median home value is $138,800. Estimated monthly cost: $1,108 vs. your max of $1,213.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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