Cost of Living in Murray County, Oklahoma
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Murray County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Murray County ranks #2,137 of 3,144 counties for affordability (bottom 32%)
Data Story
About Cost of Living in Murray County, Oklahoma
Murray offers affordable living option
Murray County renters spend just 16.6% of household income on rent, sitting comfortably below Oklahoma's 17.0% state average and well-aligned with national affordability standards. The county's median household income of $61,904 is closer to the national average of $74,755 than many rural Oklahoma peers, easing housing cost burdens.
Among Oklahoma's most affordable
Murray County ranks as one of Oklahoma's more affordable counties, with a 16.6% rent-to-income ratio that beats the state average by 0.4 percentage points. This modest advantage reflects a favorable balance between local incomes and housing costs across the county.
Better positioned than peers
Murray County's rent-to-income ratio of 16.6% outperforms most neighboring counties, including Muskogee (19.0%), McIntosh (19.8%), and Oklahoma County (19.7%). At $859 monthly rent, Murray sits slightly above the state average, yet higher local incomes make the burden more manageable than in adjacent areas.
Balanced housing costs and income
Murray residents earning a median of $61,904 annually pay $859 in monthly rent, allocating about 16.6% of income to housing—a sustainable level for renters. Homeowners enjoy even better economics, with median monthly costs of $677 on homes valued at $154,900, among the highest in the rural Oklahoma region.
Murray delivers housing accessibility
Relocating to Murray County offers one of Oklahoma's more balanced housing markets, with rents of $859 and home values near $155,000 supported by incomes averaging $62,000. If affordability and income stability matter for your move, Murray's metrics stand out favorably against state and regional alternatives.
Cost of Living Advisory: Murray County
Affordability Verdict
For renters in Murray County, the market is affordable. Expect to pay around $859/month in gross rent, with 24.0% of renter households considered cost-burdened.
Rent vs. Own
At $859/month rent versus $677/month in owner costs, owning is roughly $182/month cheaper — a 21% difference.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $34,360/year. For owner costs at the 28% rule, the required income is roughly $29,014/year. With a median household income of $61,904, most households can comfortably afford rent here. Notably, 24.0% of renter households in Murray County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Compared to Creek County where rent averages $910/month, Murray County is approximately 6% less expensive.
Affordability Calculator
See how your income compares to housing costs in Murray County
Rent Burden
16.7%
of gross income
Max Housing (28% Rule)
$1,444
per month
Owner Cost Burden
13.1%
of gross income
You can likely afford the median home in Murray County
Median home value is $154,900. Estimated monthly cost: $1,237 vs. your max of $1,444.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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