Cost of Living in Fayette County, Iowa

$813/mo
Median Monthly Rent
$130,800
Median Home Value
0% above state averageUnaffordable

At a Glance

Median Monthly Rent
$813/mo
0% above state average
Median Home Value
$130,800
54% below national
Rent-to-Income Ratio
28.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Fayette County Compares

Median monthly rent comparison

Fayette County$813/mo
Iowa Average$812/mo
National Median$1,163/mo

Detailed Housing Stats

$813/mo
Median Gross Rent
$130,800
Median Home Value
$870/mo
Monthly Owner Cost
28.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Fayette County, Iowa

Fayette's rent burden tops national average

Fayette County renters spend 16.6% of their income on housing, outpacing the national average by about 2 percentage points. While the median rent of $813 is affordable in absolute terms, household incomes of $58,764—about 21% below the national median—make that burden heavier here than across the country.

Above-average housing pressure in Iowa

Fayette ranks among Iowa's least affordable counties, with a rent-to-income ratio of 16.6% compared to the state average of 14.1%. This positions the county in the upper tier of housing cost burden across Iowa's 99 counties.

Neighbor counties offer cheaper rents

Fayette's median rent of $813 is higher than adjacent Franklin County ($649) and Floyd County ($672), though comparable to Greene County ($774). Renters in Fayette pay notably more than their neighbors despite similar income levels, suggesting a local market premium.

Housing consumes over a sixth of income

The typical Fayette household earns $58,764 annually while dedicating roughly $813 monthly to rent or $870 to homeownership costs. That means 16.6% of gross income flows to rent alone—leaving less for utilities, food, transportation, and other necessities.

Considering Fayette? Compare your options.

If affordability is your priority, neighboring Franklin and Floyd counties offer lower rents without sacrificing rural Iowa living. Before relocating, calculate your personal rent-to-income ratio: if it exceeds 20%, you may find better value just over the county line.

Affordability Calculator

See how your income compares to housing costs in Fayette County

$

Rent Burden

16.6%

of gross income

Max Housing (28% Rule)

$1,371

per month

Owner Cost Burden

17.8%

of gross income

You can likely afford the median home in Fayette County

Median home value is $130,800. Estimated monthly cost: $1,044 vs. your max of $1,371.

Rent Affordability Guide

Your rent-to-income ratio16.6%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Fayette County, Iowa?
Fayette County, Iowa has a median monthly rent of $813/mo and a median home value of $130,800. The affordability rating is Unaffordable, with rent making up approximately 28.0% of median household income.
What is the median rent in Fayette County?
The median gross rent in Fayette County is $813/mo. This is 0% above state average for Iowa.
Is Fayette County affordable?
Fayette County is rated Unaffordable based on rent-to-income ratio of 28.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Fayette County's rent compare to the state average?
Fayette County's median rent of $813/mo is 0% above state average of $812/mo for Iowa.
What is the median home value in Fayette County?
The median home value in Fayette County, Iowa is $130,800. This is 54% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.