Cost of Living in McClain County, Oklahoma

$964/mo

Median Monthly Rent

$233,900

Median Home Value

18% above state averageUnaffordable

At a Glance

Median Monthly Rent

$964/mo

18% above state average

Median Home Value

$233,900

17% below national

Rent-to-Income Ratio

29.0%

% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating

Unaffordable

Rent over 50% of income

How McClain County Compares

Median monthly rent comparison

McClain County$964/mo

Oklahoma Average$814/mo

National Median$1,163/mo

Detailed Housing Stats

$964/mo

Median Gross Rent

$233,900

Median Home Value

$1,185/mo

Monthly Owner Cost

29.0%

Rent-to-Income Ratio

Data Story

About Cost of Living in McClain County, Oklahoma

McClain County's earners afford premium housing

McClain County's rent-to-income ratio of 13.7% demonstrates strong affordability for renters relative to national norms. The median household income of $84,778 surpasses the national median of $74,755 by $10,023, enabling residents to comfortably absorb higher housing costs.

Among Oklahoma's most comfortable renters

McClain County's rent-to-income ratio of 13.7% ranks well below Oklahoma's state average of 17.0%, and the median income of $84,778 is the state's strongest among these counties. This county sits at the top of Oklahoma's affordability ladder.

Highest earners, premium housing costs

McClain County's median income of $84,778 matches Logan County and exceeds all other neighbors, yet rent at $964 is the region's highest. The combination positions McClain as a professional bedroom community where income growth justifies premium housing.

High earners support premium ownership

Renters spend 13.7% of income on rent ($964), while homeowners spend 16.8% on mortgage ($1,185), reflecting a median home value of $233,900. Both housing paths remain comfortable for households earning nearly $85,000 annually.

McClain County suits high-earning relocators

If your household income exceeds $80,000, McClain County delivers exceptional value—premium housing paired with strong earning power and low rent-to-income ratios. It's ideal for professionals and families relocating to the Oklahoma City metro area seeking quality suburban living.

Affordability Calculator

See how your income compares to housing costs in McClain County

Your Annual Household Income

Rent Burden

13.6%

of gross income

Max Housing (28% Rule)

$1,978

per month

Owner Cost Burden

16.8%

of gross income

You can likely afford the median home in McClain County

Median home value is $233,900. Estimated monthly cost: $1,867 vs. your max of $1,978.

Rent Affordability Guide

Your rent-to-income ratio13.6%

Recommended max30.0%

Frequently Asked Questions

What is the cost of living in McClain County, Oklahoma?

McClain County, Oklahoma has a median monthly rent of $964/mo and a median home value of $233,900. The affordability rating is Unaffordable, with rent making up approximately 29.0% of median household income.

What is the median rent in McClain County?

The median gross rent in McClain County is $964/mo. This is 18% above state average for Oklahoma.

Is McClain County affordable?

McClain County is rated Unaffordable based on rent-to-income ratio of 29.0%. Spending over 50% of income on rent is generally considered unaffordable.

How does McClain County's rent compare to the state average?

McClain County's median rent of $964/mo is 18% above state average of $814/mo for Oklahoma.

What is the median home value in McClain County?

The median home value in McClain County, Oklahoma is $233,900. This is 17% below the national median home value of $281,900.