Cost of Living in Warren County, Kentucky

$963/mo
Median Monthly Rent
$242,600
Median Home Value

At a Glance

Median Monthly Rent
$963/mo
25% above state average
Median Home Value
$242,600
14% below national
Rent-to-Income Ratio
28.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Warren County Compares

Median monthly rent comparison

Warren County$963/mo
Kentucky Average$771/mo
National Median$1,163/mo

Detailed Housing Stats

$963/mo
Median Gross Rent
$242,600
Median Home Value
$1,094/mo
Monthly Owner Cost
28.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Warren County ranks #2,401 of 3,144 counties for affordability (bottom 24%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Warren County, Kentucky

Warren County: pricier than the nation

Warren County's rent-to-income ratio of 17.8% edges above the national standard, reflecting higher housing costs relative to local income. At $963 monthly rent against a median household income of $64,801, renters here spend a slightly larger share of earnings on housing than the typical American household.

Among Kentucky's higher-cost counties

Warren County's 17.8% rent-to-income ratio exceeds Kentucky's state average of 17.0%, making it one of the pricier markets in the commonwealth. The county's higher housing costs reflect its role as a regional economic hub, centered on Bowling Green.

A premium within the region

Warren County's $963 rent significantly outpaces Union County ($787) and Washington County ($696), reflecting stronger demand and a larger urban center. Home values also climb here, with median prices near $242,600—well above most neighboring counties.

Nearly 18% of income to rent

Warren County renters dedicate roughly $963 monthly—about 17.8% of median income—to housing, leaving $4,400 for other expenses. Homeowners invest more substantially, with monthly costs averaging $1,094 on properties valued around $242,600.

Warren offers growth but at a cost

Moving to Warren County means trading affordability for access to Bowling Green's jobs and services—a worthwhile tradeoff for many. Compare this county's 17.8% housing burden against lower-cost options like Washington County before deciding.

Cost of Living Advisory: Warren County

Affordability Verdict

Warren County offers affordable rental housing at a median of $963/month — about 17.8% of the typical household income here.

Rent vs. Own

The median rent in Warren County is $963/month, while owner costs run $1,094/month. Renting saves approximately $131/month.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $38,520/year. For owner costs at the 28% rule, the required income is roughly $46,886/year. With a median household income of $64,801, most households can comfortably afford rent here. Notably, 28.0% of renter households in Warren County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Compared to Livingston County where rent averages $912/month, Warren County is approximately 6% more expensive.

Affordability Calculator

See how your income compares to housing costs in Warren County

$

Rent Burden

17.8%

of gross income

Max Housing (28% Rule)

$1,512

per month

Owner Cost Burden

20.3%

of gross income

The median home in Warren County may be a stretch

Median home value is $242,600. Estimated monthly cost: $1,937 vs. your max of $1,512.

Rent Affordability Guide

Your rent-to-income ratio17.8%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $64,801Needed: $38,520
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $64,801Needed: $46,886
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $64,801Needed: $56,460

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Warren County, Kentucky?
Warren County, Kentucky has a median monthly rent of $963/mo and a median home value of $242,600. The affordability rating is Unaffordable, with rent making up approximately 28.0% of median household income.
What is the median rent in Warren County?
The median gross rent in Warren County is $963/mo. This is 25% above state average for Kentucky.
Is Warren County affordable?
Warren County is rated Unaffordable based on rent-to-income ratio of 28.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Warren County's rent compare to the state average?
Warren County's median rent of $963/mo is 25% above state average of $771/mo for Kentucky.
What is the median home value in Warren County?
The median home value in Warren County, Kentucky is $242,600. This is 14% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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