Cost of Living in Grady County, Oklahoma
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Grady County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Grady County ranks #1,869 of 3,142 counties for affordability (bottom 41%)
Sourced county brief
Grady County median home values and rental statistics
The median home value in Grady County was estimated at $205,800, which is significantly above the Oklahoma unweighted county mean of $152,013. Median selected monthly owner costs for all owner-occupied units were $960, exceeding the state unweighted county mean of $755. For renters, the median gross rent is $883 per month, which is above the Oklahoma unweighted county mean of $839. The median gross rent as a percentage of household income, or official GRAPI, was 23.5%. This percentage is 3.1 percentage points lower than the Oklahoma unweighted county mean for official GRAPI of 26.6%. Median renter-household income was estimated at $45,965 during the 2020-2024 period. These figures are derived from the U.S. Census Bureau American Community Survey 5-Year Estimates and do not represent relocation advice. See ACS table B25077 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Grady County
Affordability Verdict
ACS B25071 estimates median gross rent at 23.5% of renter household income in Grady County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $883 per month; median selected monthly owner costs are $960. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $35,320 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Oklahoma unweighted mean of county median rents is $839 per month. Grady County's $883 median is 5.2% above that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Grady County
Rent Burden
14.0%
of gross income
Max Housing (28% Rule)
$1,760
per month
Owner Cost Burden
15.3%
of gross income
You can likely afford the median home in Grady County
Median home value is $205,800. Estimated monthly cost: $1,643 vs. your max of $1,760.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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