Cost of Living in Garfield County, Oklahoma
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Garfield County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Garfield County ranks #1,777 of 3,142 counties for affordability (bottom 43%)
Sourced county brief
Garfield County Median Gross Rent Estimated at $919
In Garfield County, the median gross rent was estimated at $919 per month. This figure is above the Oklahoma unweighted county mean for rent of $839. The official GRAPI (ACS B25071), or median gross rent as a percentage of household income, was 25.0%. This is 1.6 percentage points lower than the Oklahoma unweighted county mean of 26.6%. The median home value in the county was $160,100, which is higher than the state unweighted county mean of $152,013. Median selected monthly owner costs for all owner-occupied units were $865, compared to the state unweighted county mean of $755. Renter-household income was reported at $41,605. These data are sourced from the ACS 2020-2024 5-Year Estimates. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Garfield County
Affordability Verdict
ACS B25071 estimates median gross rent at 25.0% of renter household income in Garfield County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $919 per month; median selected monthly owner costs are $865. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $36,760 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Oklahoma unweighted mean of county median rents is $839 per month. Garfield County's $919 median is 9.5% above that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Garfield County
Rent Burden
16.7%
of gross income
Max Housing (28% Rule)
$1,544
per month
Owner Cost Burden
15.7%
of gross income
You can likely afford the median home in Garfield County
Median home value is $160,100. Estimated monthly cost: $1,278 vs. your max of $1,544.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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