Cost of Living in Garfield County, Oklahoma
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Garfield County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Garfield County, Oklahoma
Garfield County: Strong income eases affordability
At 16.3%, Garfield County's rent-to-income ratio sits comfortably below national affordability thresholds, buoyed by the county's strongest median income of $67,302. Renters here pay $915 monthly but manage this burden effectively thanks to above-average wages relative to other rural Oklahoma counties.
Below Oklahoma's average rent burden
Garfield County's 16.3% rent-to-income ratio beats Oklahoma's state average of 17.0%, reflecting strong local incomes that offset moderate rents. The county's economic strength translates to better affordability than much of rural Oklahoma.
Highest incomes, highest rents balanced
Garfield County's $915 median rent ranks third-highest among these eight counties, yet its 16.3% affordability ratio remains favorable because residents earn $67,302—the highest median income in this group. This economic strength allows residents to absorb higher housing costs without strain.
Balanced burden across both housing types
Garfield County renters dedicate 16.3% of their $67,302 income to median rent of $915, while homeowners commit 14.9% to monthly costs of $839. Both groups maintain reasonable housing-to-income ratios, suggesting Garfield County's economy supports sustainable affordability for renters and homeowners alike.
Garfield County: Prosperity meets affordability
Garfield County stands out as Oklahoma's economic anchor among these eight counties, offering the highest median income at $67,302 paired with moderate rent of $915 and median home value of $149,800. Job seekers relocating here enjoy the county's strongest wage opportunities alongside manageable housing costs—a rare combination in rural Oklahoma.
Affordability Calculator
See how your income compares to housing costs in Garfield County
Rent Burden
16.3%
of gross income
Max Housing (28% Rule)
$1,570
per month
Owner Cost Burden
15.0%
of gross income
You can likely afford the median home in Garfield County
Median home value is $149,800. Estimated monthly cost: $1,196 vs. your max of $1,570.
Rent Affordability Guide
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.