Cost of Living in Custer County, Oklahoma

$779/mo
Median Monthly Rent
$177,000
Median Home Value
4% below state averageUnaffordable

At a Glance

Median Monthly Rent
$779/mo
4% below state average
Median Home Value
$177,000
37% below national
Rent-to-Income Ratio
31.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Custer County Compares

Median monthly rent comparison

Custer County$779/mo
Oklahoma Average$814/mo
National Median$1,163/mo

Detailed Housing Stats

$779/mo
Median Gross Rent
$177,000
Median Home Value
$874/mo
Monthly Owner Cost
31.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Custer County, Oklahoma

Custer County: Moderate national affordability

At 16.2%, Custer County's rent-to-income ratio sits comfortably below national affordability stress thresholds, indicating healthy rents relative to earnings. Residents earning $57,562 median income pay $779 monthly in rent—a manageable burden in the national context.

Better than Oklahoma's average rents

Custer County's 16.2% rent-to-income ratio beats Oklahoma's state average of 17.0%, making it a relatively affordable rental market within the state. This modest advantage, combined with below-state-average rents, positions Custer County favorably for renters statewide.

Moderate costs, higher ownership prices

Custer County's $779 rent is mid-range among these eight counties, but its median home value of $177,000 ranks among the highest, suggesting a market tilted toward homeowners. Renters here enjoy lower relative costs while buyers face steeper entry prices compared to counties like Cotton or Ellis.

Ownership costs exceed rental burdens

Custer County renters spend 16.2% of their $57,562 income on rent, while homeowners commit 18.2% to monthly costs of $874. The reversal—where ownership costs outpace rental burdens—reflects the county's elevated home values and suggests renting may be the more affordable option for newcomers.

Custer County: Rent before you buy

If relocating to Custer County, test the market by renting first; at $779 monthly, rental affordability exceeds homeownership costs despite the county's $177,000 median home value. This dynamic is ideal for job seekers exploring the area before committing to a purchase.

Affordability Calculator

See how your income compares to housing costs in Custer County

$

Rent Burden

16.2%

of gross income

Max Housing (28% Rule)

$1,343

per month

Owner Cost Burden

18.2%

of gross income

The median home in Custer County may be a stretch

Median home value is $177,000. Estimated monthly cost: $1,413 vs. your max of $1,343.

Rent Affordability Guide

Your rent-to-income ratio16.2%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Custer County, Oklahoma?
Custer County, Oklahoma has a median monthly rent of $779/mo and a median home value of $177,000. The affordability rating is Unaffordable, with rent making up approximately 31.0% of median household income.
What is the median rent in Custer County?
The median gross rent in Custer County is $779/mo. This is 4% below state average for Oklahoma.
Is Custer County affordable?
Custer County is rated Unaffordable based on rent-to-income ratio of 31.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Custer County's rent compare to the state average?
Custer County's median rent of $779/mo is 4% below state average of $814/mo for Oklahoma.
What is the median home value in Custer County?
The median home value in Custer County, Oklahoma is $177,000. This is 37% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.