CostBy County

Cost of Living in Columbus County, North Carolina

$824/mo
Median Monthly Rent
$146,000
Median Home Value

At a Glance

Median Monthly Rent
$824/mo
16% below state average
Median Home Value
$146,000
56% below national
Census GRAPI
29.8%
Median gross rent as % of renter income

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Affordable
Median gross rent is under 30% of renter household income

These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.

How Columbus County Compares

Median monthly rent comparison

Columbus County$824/mo
North Carolina Average$977/mo
National Median$1,413/mo

Detailed Housing Stats

$824/mo
Median Gross Rent
$146,000
Median Home Value
$711/mo
Monthly Owner Cost
29.8%
Census GRAPI

National Ranking

Affordability Rank

Columbus County ranks #1,016 of 3,142 counties for affordability (top 32%)

Most AffordableLeast Affordable

Sourced county brief

Columbus County Median Home Value Below State Mean

Columbus County's median home value was estimated at $146,000, which is lower than the North Carolina unweighted county mean of $235,312. The official Gross Rent as a Percentage of Household Income (GRAPI) was 29.8%, which is 0.9 percentage points higher than the state unweighted county mean of 28.9%. Median gross rent in the county was $824 per month, compared to the state unweighted county mean of $977. Renter-household median income was $34,801, and the median household income for all residents was $49,442. Median selected monthly owner costs for all owner-occupied units were $711 per month, which is below the state unweighted county mean of $927. See ACS table B25071 for the underlying estimate.

Cost of Living Advisory: Columbus County

Affordability Verdict

ACS B25071 estimates median gross rent at 29.8% of renter household income in Columbus County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.

Rent vs. Own

Median gross rent is $824 per month; median selected monthly owner costs are $711. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.

Income Needed

Using the common 30% budgeting benchmark, $32,960 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.

Regional Context

The North Carolina unweighted mean of county median rents is $977 per month. Columbus County's $824 median is 15.6% below that comparison value.

Data version acs5-2020-2024 · Method cost-advisory-v2

Affordability Calculator

See how your income compares to housing costs in Columbus County

$

Rent Burden

20.0%

of gross income

Max Housing (28% Rule)

$1,154

per month

Owner Cost Burden

17.3%

of gross income

The median home in Columbus County may be a stretch

Median home value is $146,000. Estimated monthly cost: $1,166 vs. your max of $1,154.

Rent Affordability Guide

Your entered rent as a share of entered income20.0%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $49,442Needed: $32,960
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $49,442Needed: $30,471
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $49,442Needed: $33,978

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Columbus County, North Carolina?
Columbus County, North Carolina has a median monthly rent of $824/mo and a median home value of $146,000. The affordability rating is Affordable, with median gross rent equal to approximately 29.8% of renter household income.
What is the median rent in Columbus County?
The median gross rent in Columbus County is $824/mo. This is 16% below state average for North Carolina.
Is Columbus County affordable?
Columbus County is rated Affordable using the Census median gross-rent-as-a-percentage-of-income measure of 29.8%. Median gross rent is under 30% of renter household income.
How does Columbus County's rent compare to the state average?
Columbus County's median rent of $824/mo is 16% below state average of $977/mo for North Carolina.
What is the median home value in Columbus County?
The median home value in Columbus County, North Carolina is $146,000. This is 56% below the national median home value of $332,700.

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Published by the CostByCounty Editorial Team. See our methodology and corrections policy.Data build reviewed 2026-07-09; first published 2026-03-10.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.

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