Cost of Living in Cleveland County, Oklahoma
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Cleveland County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Cleveland County ranks #3,023 of 3,144 counties for affordability (bottom 4%)
Data Story
About Cost of Living in Cleveland County, Oklahoma
Cleveland County rents squeeze near the threshold
At 18.2%, Cleveland County's rent-to-income ratio exceeds comfortable national standards, placing renters slightly above the federal affordability sweet spot. However, the county's median household income of $74,446 nearly matches the national median of $74,755, providing reasonable support for higher housing costs.
Above-average Oklahoma housing costs
Cleveland County's 18.2% rent-to-income ratio runs above Oklahoma's 17.0% state average, and its $1,128 median rent significantly exceeds the state median of $814. The county's stronger income base helps offset these higher costs.
Second-highest rents in this regional cluster
Cleveland County's $1,128 median rent trails only Canadian County's $1,208 among these eight counties, reflecting its status as a more developed, higher-income area. Renters here pay a premium for proximity to economic opportunity.
Housing costs rise but income supports them
Renters spend $1,128 monthly while homeowners carry $1,228 mortgages on $222,800 median-valued homes—the county's most expensive housing. At 18.2% for renters and roughly 20% for homeowners, these costs consume notable income shares but remain within acceptable ranges given the $74,446 median household income.
Cleveland County for growth-focused relocators
This county offers national-level income potential with housing costs that require serious budgeting but remain manageable for dual-income households. Compare it against more affordable rural counties if maximum housing savings matter, or against Canadian County if you prioritize slightly higher income with similar affordability.
Cost of Living Advisory: Cleveland County
Affordability Verdict
Cleveland County is affordable for renters, with a median gross rent of $1,128/month representing approximately 18.2% of median household income. The rent burden (GRAPI) stands at 28.0%.
Rent vs. Own
Renters in Cleveland County pay $1,128/month on average, compared to $1,228/month for homeowners. This market favors renters by about 8%.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $45,120/year. For owner costs at the 28% rule, the required income is roughly $52,629/year. With a median household income of $74,446, most households can comfortably afford rent here. Notably, 28.0% of renter households in Cleveland County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Within Oklahoma, Cleveland County is more affordable than Oklahoma County by roughly 5% ($1,128/mo vs $1,073/mo).
Affordability Calculator
See how your income compares to housing costs in Cleveland County
Rent Burden
18.2%
of gross income
Max Housing (28% Rule)
$1,737
per month
Owner Cost Burden
19.8%
of gross income
The median home in Cleveland County may be a stretch
Median home value is $222,800. Estimated monthly cost: $1,779 vs. your max of $1,737.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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