Cost of Living in Cimarron County, Oklahoma
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Cimarron County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Cimarron County ranks #1,157 of 3,144 counties for affordability (top 37%)
Data Story
About Cost of Living in Cimarron County, Oklahoma
Cimarron County delivers the strongest affordability
At 14.3%, Cimarron County boasts the lowest rent-to-income ratio among these eight counties and well below the national comfort zone, meaning renters here enjoy exceptional housing value. The median household income of $57,204 is lean, yet modest rents of $682 keep affordability pristine.
Oklahoma's affordability champion in this group
Cimarron County's 14.3% rent-to-income ratio significantly outperforms Oklahoma's 17.0% state average, placing it among the most affordable counties statewide. At $682 monthly, median rent runs far below the state median of $814.
Lowest rents match lowest affordability stress
Cimarron County's $682 rent is tied with Choctaw County for the region's lowest, yet its rent-to-income ratio is the best of all eight counties studied. This combination makes it the clear winner for renters seeking maximum affordability.
Renters enjoy exceptional value here
At $682 monthly rent on a $57,204 income, renters spend just 14.3% of earnings on housing—the best deal in this county set. Homeowners pay even less at $497 monthly on median-valued homes of $94,500, though both figures suggest a rural, lower-cost market.
Cimarron County for maximum housing savings
If housing affordability dominates your relocation decision, Cimarron County is the clear choice—lowest rents and lowest affordability stress in this entire cohort. Pair this housing advantage with serious assessment of local employment before committing, as the lower income base suggests limited high-wage opportunities.
Cost of Living Advisory: Cimarron County
Affordability Verdict
Housing in Cimarron County is affordable. The median rent is $682/month against a median household income of $57,204, putting rent at 14.3% of income.
Rent vs. Own
The median rent in Cimarron County is $682/month, while owner costs run $497/month. Owning saves approximately $185/month.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $27,280/year. For owner costs at the 28% rule, the required income is roughly $21,300/year. With a median household income of $57,204, most households can comfortably afford rent here. Notably, 19.0% of renter households in Cimarron County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Compared to Greer County where rent averages $624/month, Cimarron County is approximately 9% more expensive.
Affordability Calculator
See how your income compares to housing costs in Cimarron County
Rent Burden
14.3%
of gross income
Max Housing (28% Rule)
$1,335
per month
Owner Cost Burden
10.4%
of gross income
You can likely afford the median home in Cimarron County
Median home value is $94,500. Estimated monthly cost: $754 vs. your max of $1,335.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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