Cost of Living in Choctaw County, Oklahoma
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Choctaw County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Choctaw County ranks #1,979 of 3,144 counties for affordability (bottom 37%)
Data Story
About Cost of Living in Choctaw County, Oklahoma
Choctaw County offers budget-friendly housing relief
At 17.9%, Choctaw County's rent-to-income ratio matches affordability standards while offering some of Oklahoma's lowest absolute rents at $676 monthly. The median household income of $45,456 ranks among the state's lowest, yet housing costs remain remarkably accessible.
Solid middle ground for Oklahoma affordability
Choctaw County's 17.9% rent-to-income ratio sits just above the state average of 17.0%, while its median rent of $676 significantly undercuts Oklahoma's $814 state median. This county demonstrates how lower absolute costs can offset lower incomes.
Lowest rents in the broader region
Choctaw County's $676 median rent ranks among the absolute lowest across these eight counties, beaten only by Cimarron County's $682. For renters prioritizing maximum savings, this county delivers exceptional value.
Housing costs minimal in percentage terms
Renters spend just $676 monthly while homeowners pay $582, with median homes valued under $120,000—extraordinary affordability in national context. At roughly 18% of the $45,456 median household income, housing leaves substantial resources for other needs despite lean earnings.
Choctaw County: maximum housing affordability
Relocating here means the lowest absolute housing costs across this county set, freeing up income for savings, family support, or investments. However, verify employment opportunities carefully, as lower incomes suggest a smaller local job market than more prosperous neighboring counties.
Cost of Living Advisory: Choctaw County
Affordability Verdict
Choctaw County offers affordable rental housing at a median of $676/month — about 17.8% of the typical household income here.
Rent vs. Own
The median rent in Choctaw County is $676/month, while owner costs run $582/month. Owning saves approximately $94/month.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $27,040/year. For owner costs at the 28% rule, the required income is roughly $24,943/year. With a median household income of $45,456, most households can comfortably afford rent here. Notably, 28.0% of renter households in Choctaw County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Compared to Ellis County where rent averages $728/month, Choctaw County is approximately 7% less expensive.
Affordability Calculator
See how your income compares to housing costs in Choctaw County
Rent Burden
17.8%
of gross income
Max Housing (28% Rule)
$1,061
per month
Owner Cost Burden
15.4%
of gross income
You can likely afford the median home in Choctaw County
Median home value is $119,700. Estimated monthly cost: $956 vs. your max of $1,061.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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Counties with Similar Housing Costs
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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