Cost of Living in Carter County, Oklahoma
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Carter County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Carter County, Oklahoma
Carter County renters strain slightly above average
At 19.3%, Carter County's rent-to-income ratio exceeds the national affordability standard, meaning renters here dedicate nearly one-fifth of income to housing. The county's median household income of $58,856 lags the national average of $74,755, compressing room in family budgets.
Among Oklahoma's least affordable for renters
Carter County's 19.3% rent-to-income ratio ranks above Oklahoma's 17.0% state average, placing it in the less affordable half of the state's counties. Renters here face tighter affordability than most of their state neighbors.
Competitive rents in a tight regional market
At $945 monthly, Carter County rents sit between Choctaw County ($676) and Canadian County ($1,208), offering a middle option for renters in the region. However, Carter's lower median income ($58,856) makes these rents proportionally more burdensome than in wealthier neighboring areas.
Renters squeezed more than homeowners here
Renters spend $945 monthly while homeowners pay $733, a reversal that reflects lower home values ($153,500) and an unusual affordability pattern where renting costs more than owning. Both consume meaningful portions of the $58,856 median income, limiting discretionary spending.
Carter County: lower costs, but budget carefully
Job seekers considering relocation should note that while rents are moderate, Carter County's income levels mean housing costs take a larger bite than state or national norms. Compare opportunities carefully against higher-income counties like Canadian if housing affordability is your priority.
Affordability Calculator
See how your income compares to housing costs in Carter County
Rent Burden
19.3%
of gross income
Max Housing (28% Rule)
$1,373
per month
Owner Cost Burden
14.9%
of gross income
You can likely afford the median home in Carter County
Median home value is $153,500. Estimated monthly cost: $1,225 vs. your max of $1,373.
Rent Affordability Guide
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.