Cost of Living in Beaver County, Oklahoma
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Beaver County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Beaver County ranks #1,272 of 3,144 counties for affordability (top 40%)
Data Story
About Cost of Living in Beaver County, Oklahoma
Beaver balances higher income with higher costs
Beaver County's 14.6% rent-to-income ratio beats the state average thanks to a robust $64,266 median income, even as $782 monthly rent is above Oklahoma's median. The county delivers better affordability than raw numbers suggest because residents earn considerably more.
Above-average earnings, better affordability
Beaver County's 14.6% rent-to-income ratio ranks among Oklahoma's best, despite higher-than-average rents, because of its stronger median household income. The county outperforms the state average of 17.0% across the board.
Priciest rents, but highest incomes too
Beaver's $782 monthly rent is the highest in this regional group, yet its $64,266 income is also the strongest, making affordability competitive. Owner costs of $650 remain reasonable for a county with $117,900 median home values.
Beaver's income cushions housing burden
Monthly rent of $782 and owner costs of $650 represent roughly 27% of Beaver's $64,266 annual income. The county's higher earnings relative to its peers allow residents to comfortably absorb elevated housing costs.
Beaver attracts higher-earning relocators
Professionals and entrepreneurs with above-average salaries will appreciate Beaver's strong local income levels and reasonable housing ratios. If your income matches or exceeds the county's $64,266 median, Beaver offers genuine affordability despite higher nominal rents.
Cost of Living Advisory: Beaver County
Affordability Verdict
Housing in Beaver County is affordable. The median rent is $782/month against a median household income of $64,266, putting rent at 14.6% of income.
Rent vs. Own
Renters in Beaver County pay $782/month on average, compared to $650/month for homeowners. This market favors buyers by about 17%.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $31,280/year. For owner costs at the 28% rule, the required income is roughly $27,857/year. With a median household income of $64,266, most households can comfortably afford rent here. Notably, 17.0% of renter households in Beaver County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Beaver County sits 7% more expensive than Seminole County ($730/month) in terms of median gross rent.
Affordability Calculator
See how your income compares to housing costs in Beaver County
Rent Burden
14.6%
of gross income
Max Housing (28% Rule)
$1,500
per month
Owner Cost Burden
12.1%
of gross income
You can likely afford the median home in Beaver County
Median home value is $117,900. Estimated monthly cost: $941 vs. your max of $1,500.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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