Cost of Living in Atoka County, Oklahoma

$708/mo
Median Monthly Rent
$138,000
Median Home Value
13% below state averageUnaffordable

At a Glance

Median Monthly Rent
$708/mo
13% below state average
Median Home Value
$138,000
51% below national
Rent-to-Income Ratio
28.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Atoka County Compares

Median monthly rent comparison

Atoka County$708/mo
Oklahoma Average$814/mo
National Median$1,163/mo

Detailed Housing Stats

$708/mo
Median Gross Rent
$138,000
Median Home Value
$595/mo
Monthly Owner Cost
28.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Atoka County, Oklahoma

Atoka rents eat a typical share of income

Atoka County's 16.3% rent-to-income ratio sits just slightly below the state average of 17.0%, despite a median household income of $52,034—roughly 30% below the U.S. median. The county's $708 monthly rent reflects rural Oklahoma norms for housing affordability.

Middle-of-the-pack affordability statewide

Atoka ranks near the state average with a 16.3% rent-to-income ratio and $708 median rent, placing it solidly in Oklahoma's middle tier. The county offers neither the lowest nor highest housing burden compared to other state counties.

Mid-range costs for the region

Atoka's $708 rent falls between Adair ($650) and Beaver ($782), while its $595 owner cost is competitive with neighbors. The county positions itself as a moderate-cost option among its surrounding peers.

Balancing rent and ownership in Atoka

Median gross rent of $708 and median owner costs of $595 together represent roughly 25% of Atoka's $52,034 annual income. Renters face a slightly steeper burden than owners, though both remain manageable relative to national standards.

Atoka works for deliberate homebuyers

If you can purchase, Atoka's median home value of $138,000 and $595 monthly costs offer solid value in rural Oklahoma. Renters should compare Atoka's $708 rate against cheaper nearby options like Adair before committing.

Affordability Calculator

See how your income compares to housing costs in Atoka County

$

Rent Burden

16.3%

of gross income

Max Housing (28% Rule)

$1,214

per month

Owner Cost Burden

13.7%

of gross income

You can likely afford the median home in Atoka County

Median home value is $138,000. Estimated monthly cost: $1,102 vs. your max of $1,214.

Rent Affordability Guide

Your rent-to-income ratio16.3%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Atoka County, Oklahoma?
Atoka County, Oklahoma has a median monthly rent of $708/mo and a median home value of $138,000. The affordability rating is Unaffordable, with rent making up approximately 28.0% of median household income.
What is the median rent in Atoka County?
The median gross rent in Atoka County is $708/mo. This is 13% below state average for Oklahoma.
Is Atoka County affordable?
Atoka County is rated Unaffordable based on rent-to-income ratio of 28.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Atoka County's rent compare to the state average?
Atoka County's median rent of $708/mo is 13% below state average of $814/mo for Oklahoma.
What is the median home value in Atoka County?
The median home value in Atoka County, Oklahoma is $138,000. This is 51% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.