Cost of Living in Atoka County, Oklahoma
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Atoka County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Atoka County ranks #394 of 3,142 counties for affordability (top 13%)
Sourced county brief
Atoka County Median Home Value Estimated at $157,600
The median home value in Atoka County, Oklahoma, is $157,600 according to the ACS 2020-2024 5-Year Estimates. This value is $5,587 above the state unweighted county mean of $152,013. The median gross rent for the county was estimated at $708 per month, which is $131 below the state unweighted county mean of $839. In terms of renter affordability, the official median gross rent as a percentage of household income (GRAPI) is 25.4%, which is 1.2 percentage points lower than the Oklahoma state unweighted county mean official GRAPI of 26.6%. Median selected monthly owner costs for all owner-occupied units are $631, compared to a state unweighted county mean of $755. The median renter-household income during this period was $35,383. These figures provide a statistical snapshot based on 5-year estimate data. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Atoka County
Affordability Verdict
ACS B25071 estimates median gross rent at 25.4% of renter household income in Atoka County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $708 per month; median selected monthly owner costs are $631. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $28,320 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Oklahoma unweighted mean of county median rents is $839 per month. Atoka County's $708 median is 15.6% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Atoka County
Rent Burden
15.5%
of gross income
Max Housing (28% Rule)
$1,278
per month
Owner Cost Burden
13.8%
of gross income
You can likely afford the median home in Atoka County
Median home value is $157,600. Estimated monthly cost: $1,258 vs. your max of $1,278.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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