Cost of Living in Adair County, Oklahoma
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Adair County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Adair County ranks #2,038 of 3,144 counties for affordability (bottom 35%)
Data Story
About Cost of Living in Adair County, Oklahoma
Adair's rent stays below the national norm
Renters in Adair County spend 16.2% of their income on housing, outperforming the national median household income of $74,755—well above Adair's $48,028. At $650 per month in median rent, Adair households devote a smaller share of income to housing than many rural peers.
Better than average across Oklahoma
Adair's 16.2% rent-to-income ratio beats Oklahoma's state average of 17.0%, placing it comfortably in the middle tier for affordability statewide. The county's $650 median rent also undercuts the state average of $814 by roughly 20%.
Competitive with surrounding counties
Adair's $650 rent is the second-lowest among its regional peers, trailing only Alfalfa County at $614 but beating Atoka County at $708. On ownership, Adair's $512 monthly cost is similarly competitive, offering options for both renters and buyers.
Where Adair's housing dollars go
Median gross rent of $650 and median owner costs of $512 both claim reasonable slices of Adair's $48,028 annual income. Combined, housing expenses consume roughly 28% of median household income, leaving room for other necessities.
Adair County welcomes budget-conscious families
If you're relocating on a modest income, Adair's below-average rent and owner costs deserve serious consideration. Compare its $48,028 median income and 16.2% rent burden against your own situation to see if this rural Oklahoma county fits your financial goals.
Cost of Living Advisory: Adair County
Affordability Verdict
Adair County offers affordable rental housing at a median of $650/month — about 16.2% of the typical household income here.
Rent vs. Own
Renters in Adair County pay $650/month on average, compared to $512/month for homeowners. This market favors buyers by about 21%.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $26,000/year. For owner costs at the 28% rule, the required income is roughly $21,943/year. With a median household income of $48,028, most households can comfortably afford rent here. Notably, 25.0% of renter households in Adair County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Within Oklahoma, Adair County is less affordable than Tillman County by roughly 8% ($650/mo vs $704/mo).
Affordability Calculator
See how your income compares to housing costs in Adair County
Rent Burden
16.2%
of gross income
Max Housing (28% Rule)
$1,121
per month
Owner Cost Burden
12.8%
of gross income
You can likely afford the median home in Adair County
Median home value is $111,500. Estimated monthly cost: $890 vs. your max of $1,121.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
$0/yr
Needed to stay within recommended threshold
$0/yr
Needed to stay within recommended threshold
$0/yr
Needed to stay within recommended threshold
Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
What is the cost of living in Adair County, Oklahoma?
What is the median rent in Adair County?
Is Adair County affordable?
How does Adair County's rent compare to the state average?
What is the median home value in Adair County?
Counties with Similar Housing Costs
Planning a Move?
Researching the cost of living in Adair County, Oklahoma? Compare moving quotes from top providers and save on your relocation.
Compare Moving QuotesCompare Mortgage Rates in Adair County
Whether you're buying your first home or refinancing, compare rates from top lenders to find the best deal.
See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
CostByCounty participates in affiliate programs. We may earn a commission when you use our links, at no extra cost to you.