Cost of Living in Morgan County, Ohio
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Morgan County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Morgan County, Ohio
Morgan: Beating National Affordability Standards
Morgan County renters spend just 15.3% of their income on rent, matching the national affordability threshold and outperforming the national median household income gap—Morgan's $55,971 income is 25% below the national average of $74,755, yet housing remains remarkably affordable. This efficiency reflects Morgan's rural character and lower overall cost structure.
Morgan Exceeds Ohio's Housing Affordability
At 15.3%, Morgan's rent-to-income ratio sits just below Ohio's state average of 15.6%, ranking it among the state's more affordable counties despite having one of the lowest median household incomes. The median rent of $713 runs $160 below the state average, signaling strong affordability for renters in this southeastern Ohio county.
Most Affordable in the Rural Cluster
Morgan's $713 median rent is the lowest among its peer rural counties, undercutting Noble ($730), Perry ($727), and Muskingum ($811) by meaningful margins. Similarly, Morgan's $579 median owner cost is the cheapest in this group, making it the most housing-affordable option for budget-conscious Ohioans considering rural living.
Housing Costs Stay Well Below Danger Zone
The $713 monthly rent represents just 15.3% of Morgan's $55,971 median household income, while homeowners allocate only 12.4% to their $579 monthly owner cost—both well below the 30% affordability threshold. This leaves Morgan households with substantially more income for food, healthcare, and savings than residents in less affordable counties.
Morgan Offers Maximum Housing Affordability
If you're seeking the most affordable housing in Ohio, Morgan County delivers: renters pay just 15.3% of income on rent, and homebuyers find median prices near $134,200. The trade-off is job scarcity and distance from urban centers, but for remote workers or retirees, Morgan's combination of low costs and rural peace is compelling.
Affordability Calculator
See how your income compares to housing costs in Morgan County
Rent Burden
15.3%
of gross income
Max Housing (28% Rule)
$1,306
per month
Owner Cost Burden
12.4%
of gross income
You can likely afford the median home in Morgan County
Median home value is $134,200. Estimated monthly cost: $1,071 vs. your max of $1,306.
Rent Affordability Guide
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.