Cost of Living in Jefferson County, Ohio
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Jefferson County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Jefferson County, Ohio
Jefferson County: Below National Affordability
At 16.7%, Jefferson County's rent-to-income ratio sits above the national baseline, indicating tighter housing affordability than typical U.S. households. With median household income of $56,983—roughly 24% below the national median of $74,755—renters and homebuyers here face steeper cost burdens relative to their earnings.
More Expensive Than Ohio Average
Jefferson County's 16.7% rent-to-income ratio edges above Ohio's 15.6% state average, despite median rent of $792 sitting $81 below the statewide median of $873. This means lower absolute housing costs don't fully offset the county's lower incomes, making affordability comparatively tighter.
Affordable Rents, Tight Budgets
Jefferson County offers some of the lowest rents in this Ohio region at $792/month, undercutting neighbors like Lucas County ($911) and Lake County ($1,073). However, residents earn significantly less than adjacent counties, making percentage-of-income costs a more acute squeeze despite lower nominal rent.
Housing Takes 16.7% of Income
Renters spend $792 monthly on gross rent while homeowners carry $704 in monthly owner costs—both modest in absolute dollars but substantial relative to the $56,983 median household income. Combined with other living expenses, housing consumes a meaningful share of Jefferson County household budgets.
Consider Jefferson if Value Matters
Jefferson County appeals to renters seeking affordability on a tighter budget, with rents among the lowest in the region. However, prospective homebuyers should compare the $120,600 median home value against neighboring counties' options to ensure long-term equity potential.
Affordability Calculator
See how your income compares to housing costs in Jefferson County
Rent Burden
16.7%
of gross income
Max Housing (28% Rule)
$1,330
per month
Owner Cost Burden
14.8%
of gross income
You can likely afford the median home in Jefferson County
Median home value is $120,600. Estimated monthly cost: $963 vs. your max of $1,330.
Rent Affordability Guide
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.