Cost of Living in Henry County, Ohio

$866/mo
Median Monthly Rent
$166,000
Median Home Value

At a Glance

Median Monthly Rent
$866/mo
1% below state average
Median Home Value
$166,000
41% below national
Rent-to-Income Ratio
21.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Henry County Compares

Median monthly rent comparison

Henry County$866/mo
Ohio Average$873/mo
National Median$1,163/mo

Detailed Housing Stats

$866/mo
Median Gross Rent
$166,000
Median Home Value
$957/mo
Monthly Owner Cost
21.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Henry County ranks #1,256 of 3,144 counties for affordability (top 40%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Henry County, Ohio

Henry County shines on affordability

At 13.1%, Henry County's rent-to-income ratio is among the nation's best, allowing renters to keep more income for other needs. With a median household income of $79,267—6% above the national average—combined with moderate rents of $866, Henry offers the region's strongest housing affordability position.

One of Ohio's most affordable counties

Henry County's 13.1% rent-to-income ratio ranks well above most Ohio counties, beating the state average of 15.6% by 2.5 percentage points. This superior affordability stems from above-average incomes paired with reasonable rents.

Henry leads the affordability pack

Henry County's 13.1% rent-to-income ratio outperforms every neighboring county in the analysis, with only Holmes County (12.4%) approaching it. The combination of higher incomes and moderate rents makes Henry the region's most comfortable housing environment.

Henry's favorable income-to-cost ratio

On a $79,267 median household income, renters spend $866 monthly (13.1% of income), while homeowners allocate $957 (14.5% of income). Both figures sit well below the 30% affordability threshold, providing substantial breathing room in household budgets.

Henry County: relocate to stability

Considering a move to Ohio? Henry County combines above-average incomes with below-average housing burdens—a rare pairing that means financial flexibility after housing. The county's median home value of $166,000 and strong renter affordability appeal to families seeking genuine cost-of-living relief.

Cost of Living Advisory: Henry County

Affordability Verdict

Henry County is affordable for renters, with a median gross rent of $866/month representing approximately 13.1% of median household income. The rent burden (GRAPI) stands at 21.0%.

Rent vs. Own

Renters in Henry County pay $866/month on average, compared to $957/month for homeowners. This market favors renters by about 10%.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $34,640/year. For owner costs at the 28% rule, the required income is roughly $41,014/year. With a median household income of $79,267, most households can comfortably afford rent here. Notably, 21.0% of renter households in Henry County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Henry County sits 6% more expensive than Seneca County ($814/month) in terms of median gross rent.

Affordability Calculator

See how your income compares to housing costs in Henry County

$

Rent Burden

13.1%

of gross income

Max Housing (28% Rule)

$1,850

per month

Owner Cost Burden

14.5%

of gross income

You can likely afford the median home in Henry County

Median home value is $166,000. Estimated monthly cost: $1,325 vs. your max of $1,850.

Rent Affordability Guide

Your rent-to-income ratio13.1%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $79,267Needed: $34,640
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $79,267Needed: $41,014
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $79,267Needed: $38,633

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Henry County, Ohio?
Henry County, Ohio has a median monthly rent of $866/mo and a median home value of $166,000. The affordability rating is Unaffordable, with rent making up approximately 21.0% of median household income.
What is the median rent in Henry County?
The median gross rent in Henry County is $866/mo. This is 1% below state average for Ohio.
Is Henry County affordable?
Henry County is rated Unaffordable based on rent-to-income ratio of 21.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Henry County's rent compare to the state average?
Henry County's median rent of $866/mo is 1% below state average of $873/mo for Ohio.
What is the median home value in Henry County?
The median home value in Henry County, Ohio is $166,000. This is 41% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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