Cost of Living in Delaware County, Ohio
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Delaware County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Delaware County ranks #2,649 of 3,144 counties for affordability (bottom 16%)
Data Story
About Cost of Living in Delaware County, Ohio
Delaware's wealth masks housing cost realities
Delaware County's median household income of $130,088 nearly doubles the national average, yet renters still spend 13.2% of income on rent at the higher rents of $1,433 monthly. For homebuyers, the median home value of $419,500 consumes substantial monthly costs, but the county's exceptional incomes keep affordability ratios manageable.
Ohio's wealthiest county with premium housing
Delaware County ranks as Ohio's most affluent county with incomes 75% above the state average, supporting housing costs that far exceed state medians. Rents run 64% higher than Ohio's state average at $1,433 monthly, and median home values are 2.4 times the state-typical home price.
Dramatically pricier than surrounding counties
Delaware's $1,433 monthly rent is nearly double Darke County's $747 and 43% higher than Fairfield County's $1,114, reflecting its status as Ohio's most expensive housing market. The median home value of $419,500 is 2.4 times higher than Crawford County's $123,600.
High costs supported by exceptional incomes
A typical Delaware County renter earning $130,088 annually pays $1,433 monthly in rent, consuming just 13.2% of gross income—the same affordability ratio as much poorer counties, thanks to extraordinary incomes. Homeowners commit $1,991 monthly to properties averaging $419,500, reflecting the county's status as a premium residential market.
Delaware for high-earning relocators only
Delaware County's exceptional affordability ratios mask absolute costs that dwarf other Ohio counties—this is a market for affluent relocators, not budget-seekers. If you're earning six figures and seeking Ohio's best schools, jobs, and amenities, Delaware's housing premium reflects its value proposition.
Cost of Living Advisory: Delaware County
Affordability Verdict
Housing in Delaware County is affordable. The median rent is $1,433/month against a median household income of $130,088, putting rent at 13.2% of income.
Rent vs. Own
The median rent in Delaware County is $1,433/month, while owner costs run $1,991/month. Renting saves approximately $558/month.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $57,320/year. For owner costs at the 28% rule, the required income is roughly $85,329/year. With a median household income of $130,088, most households can comfortably afford rent here. Notably, 24.0% of renter households in Delaware County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Delaware County sits 11% more expensive than Warren County ($1,293/month) in terms of median gross rent.
Affordability Calculator
See how your income compares to housing costs in Delaware County
Rent Burden
13.2%
of gross income
Max Housing (28% Rule)
$3,035
per month
Owner Cost Burden
18.4%
of gross income
The median home in Delaware County may be a stretch
Median home value is $419,500. Estimated monthly cost: $3,349 vs. your max of $3,035.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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