Cost of Living in Adams County, Ohio
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Adams County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Adams County ranks #746 of 3,142 counties for affordability (top 24%)
Sourced county brief
Adams County Official Rent-to-Income Median Reaches 33.6 Percent
In Adams County, the official median gross rent as a percentage of household income (GRAPI) was 33.6%. This figure is 6.7 percentage points higher than the Ohio unweighted county mean of 26.9%. The median gross rent in the county was estimated at $732 per month, which is below the state unweighted county mean of $904. Renter-households reported a median income of $24,149 for the 2020-2024 period. For owner-occupied housing, the median home value was $164,200, below the state unweighted county mean of $196,325. Median selected monthly owner costs for all owner-occupied units were $752, compared to the state unweighted county mean of $974. These statistics represent the ACS 2020-2024 5-year snapshot provided by the U.S. Census Bureau. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Adams County
Affordability Verdict
ACS B25071 estimates median gross rent at 33.6% of renter household income in Adams County, which is between the 30% and 50% rent-burden benchmarks. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $732 per month; median selected monthly owner costs are $752. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $29,280 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Ohio unweighted mean of county median rents is $904 per month. Adams County's $732 median is 19.0% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Adams County
Rent Burden
17.5%
of gross income
Max Housing (28% Rule)
$1,173
per month
Owner Cost Burden
18.0%
of gross income
The median home in Adams County may be a stretch
Median home value is $164,200. Estimated monthly cost: $1,311 vs. your max of $1,173.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
What is the cost of living in Adams County, Ohio?
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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