Cost of Living in Richland County, North Dakota
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Richland County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Richland County ranks #1,432 of 3,144 counties for affordability (top 46%)
Data Story
About Cost of Living in Richland County, North Dakota
Richland rents balance income well
Richland County's rent-to-income ratio of 12.4% matches North Dakota's state average of 12.8% and remains comfortably below national strain levels. The median rent of $751 sits just below the state median of $770, with solid median household income of $72,524 supporting affordability.
Middle of the road affordability
Richland County ranks in the middle tier for housing affordability across North Dakota, with a rent-to-income ratio of 12.4% matching Pembina County. The median rent of $751 sits marginally below the state median of $770, offering modest savings with steady income support.
Richland balances rents and income
Richland County's $751 rent positions it between Oliver County ($725) and Renville County ($846), with a median income of $72,524 that's solid but not the highest in its peer group. Its 12.4% rent-to-income ratio ties with Pembina County, suggesting similar affordability dynamics.
Housing takes 23% of income
Richland County residents allocate 12.4% of income to rent and another 13.4% to owner costs, totaling roughly 25.8% of household income toward housing. Both renters and homebuyers enjoy reasonable affordability margins, with ownership costs slightly lower than rents.
Richland offers balanced relocation option
Richland County suits relocators seeking middle-ground affordability without extreme housing premiums or income constraints. To narrow your choice, compare it to higher-affordability counties like Oliver (11.3% rent ratio) or lower-income alternatives like Ramsey County (13.4% rent ratio).
Cost of Living Advisory: Richland County
Affordability Verdict
Housing in Richland County is affordable. The median rent is $751/month against a median household income of $72,524, putting rent at 12.4% of income.
Rent vs. Own
The median rent in Richland County is $751/month, while owner costs run $807/month. Renting saves approximately $56/month.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $30,040/year. For owner costs at the 28% rule, the required income is roughly $34,586/year. With a median household income of $72,524, most households can comfortably afford rent here. Notably, 23.0% of renter households in Richland County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Within North Dakota, Richland County is less affordable than Pierce County by roughly 7% ($751/mo vs $807/mo).
Affordability Calculator
See how your income compares to housing costs in Richland County
Rent Burden
12.4%
of gross income
Max Housing (28% Rule)
$1,692
per month
Owner Cost Burden
13.4%
of gross income
You can likely afford the median home in Richland County
Median home value is $177,600. Estimated monthly cost: $1,418 vs. your max of $1,692.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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