CostBy County

Cost of Living in Oliver County, North Dakota

$756/mo
Median Monthly Rent
$215,700
Median Home Value

At a Glance

Median Monthly Rent
$756/mo
2% below state average
Median Home Value
$215,700
35% below national
Census GRAPI
11.5%
Median gross rent as % of renter income

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Affordable
Median gross rent is under 30% of renter household income

These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.

How Oliver County Compares

Median monthly rent comparison

Oliver County$756/mo
North Dakota Average$773/mo
National Median$1,413/mo

Detailed Housing Stats

$756/mo
Median Gross Rent
$215,700
Median Home Value
$841/mo
Monthly Owner Cost
11.5%
Census GRAPI

National Ranking

Affordability Rank

Oliver County ranks #1,076 of 3,142 counties for affordability (top 34%)

Most AffordableLeast Affordable

Sourced county brief

Oliver County Median Gross Rent Percentage at 11.5 Percent

The median gross rent as a percentage of household income (GRAPI) in Oliver County was estimated at 11.5% for the 2020-2024 period. This official B25071 figure is 11.1 percentage points below the North Dakota unweighted county mean for GRAPI of 22.6%. The median gross rent in the county was $756 per month, while the state unweighted county mean was $773. In the owner-occupied sector, the median home value was reported at $215,700, exceeding the state unweighted county mean of $175,787. Median selected monthly owner costs were $841, compared to the state unweighted county mean of $785. The median income for renter households was $61,917. These statistics are snapshot estimates from the American Community Survey. See ACS table B25071 for the underlying estimate.

Cost of Living Advisory: Oliver County

Affordability Verdict

ACS B25071 estimates median gross rent at 11.5% of renter household income in Oliver County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.

Rent vs. Own

Median gross rent is $756 per month; median selected monthly owner costs are $841. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.

Income Needed

Using the common 30% budgeting benchmark, $30,240 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.

Regional Context

The North Dakota unweighted mean of county median rents is $773 per month. Oliver County's $756 median is 2.2% below that comparison value.

Data version acs5-2020-2024 · Method cost-advisory-v2

Affordability Calculator

See how your income compares to housing costs in Oliver County

$

Rent Burden

11.7%

of gross income

Max Housing (28% Rule)

$1,802

per month

Owner Cost Burden

13.1%

of gross income

You can likely afford the median home in Oliver County

Median home value is $215,700. Estimated monthly cost: $1,722 vs. your max of $1,802.

Rent Affordability Guide

Your entered rent as a share of entered income11.7%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $77,240Needed: $30,240
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $77,240Needed: $36,043
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $77,240Needed: $50,199

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Oliver County, North Dakota?
Oliver County, North Dakota has a median monthly rent of $756/mo and a median home value of $215,700. The affordability rating is Affordable, with median gross rent equal to approximately 11.5% of renter household income.
What is the median rent in Oliver County?
The median gross rent in Oliver County is $756/mo. This is 2% below state average for North Dakota.
Is Oliver County affordable?
Oliver County is rated Affordable using the Census median gross-rent-as-a-percentage-of-income measure of 11.5%. Median gross rent is under 30% of renter household income.
How does Oliver County's rent compare to the state average?
Oliver County's median rent of $756/mo is 2% below state average of $773/mo for North Dakota.
What is the median home value in Oliver County?
The median home value in Oliver County, North Dakota is $215,700. This is 35% below the national median home value of $332,700.

Counties with Similar Housing Costs

Sponsored

Planning a Move?

Researching the cost of living in Oliver County, North Dakota? Compare moving quotes from top providers and save on your relocation.

Compare Moving Quotes
Sponsored

Compare Mortgage Rates in Oliver County

Whether you're buying in Oliver County, North Dakota, or refinancing, compare rates from top lenders using the terms each lender provides.

See Today's Rates
Published by the CostByCounty Editorial Team. See our methodology and corrections policy.Data build reviewed 2026-07-09; first published 2026-03-10.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.

CostByCounty participates in affiliate programs. We may earn a commission when you use our links, at no extra cost to you.