Cost of Living in Jones County, North Carolina

$725/mo
Median Monthly Rent
$122,600
Median Home Value
23% below state averageUnaffordable

At a Glance

Median Monthly Rent
$725/mo
23% below state average
Median Home Value
$122,600
57% below national
Rent-to-Income Ratio
29.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Jones County Compares

Median monthly rent comparison

Jones County$725/mo
North Carolina Average$938/mo
National Median$1,163/mo

Detailed Housing Stats

$725/mo
Median Gross Rent
$122,600
Median Home Value
$726/mo
Monthly Owner Cost
29.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Jones County, North Carolina

Jones offers exceptional value on tight budgets

Jones County renters spend just 15.6% of income on housing—about 3 percentage points below the national median of 18.6%—thanks to some of the lowest rents in the state at $725 monthly. While median household income of $55,659 lags the national average, the ultra-low housing costs offset this income disadvantage.

Jones ranks among the state's most affordable counties

Jones's 15.6% rent-to-income ratio significantly beats the state average of 18.6%, placing it in North Carolina's affordability elite despite below-average incomes. The county's $725 median rent—the state's lowest—is the defining factor that makes housing costs manageable here.

Jones delivers the region's cheapest housing

Jones leads nearby counties with the lowest median rent of $725, beating Lenoir County ($814), Macon County ($791), and Jackson County ($855) by substantial margins. Even with lower incomes, this rent advantage gives Jones residents the region's easiest affordability picture.

Minimal housing costs stretch limited incomes

Jones renters pay just $725 monthly while homeowners pay $726, and with a median home value of only $122,600, housing is genuinely affordable across tenure types. On a median income of $55,659, these costs consume just 15.6% of income—among the lowest burdens in the state.

Jones maximizes affordability in rural North Carolina

If you're relocating on a modest budget or seeking maximum housing affordability, Jones County's $725 rents and $122,600 home values offer unmatched value. The tradeoff is rural character and potentially fewer job options, but for remote workers or retirees, the savings are substantial.

Affordability Calculator

See how your income compares to housing costs in Jones County

$

Rent Burden

15.6%

of gross income

Max Housing (28% Rule)

$1,299

per month

Owner Cost Burden

15.7%

of gross income

You can likely afford the median home in Jones County

Median home value is $122,600. Estimated monthly cost: $979 vs. your max of $1,299.

Rent Affordability Guide

Your rent-to-income ratio15.6%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Jones County, North Carolina?
Jones County, North Carolina has a median monthly rent of $725/mo and a median home value of $122,600. The affordability rating is Unaffordable, with rent making up approximately 29.0% of median household income.
What is the median rent in Jones County?
The median gross rent in Jones County is $725/mo. This is 23% below state average for North Carolina.
Is Jones County affordable?
Jones County is rated Unaffordable based on rent-to-income ratio of 29.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Jones County's rent compare to the state average?
Jones County's median rent of $725/mo is 23% below state average of $938/mo for North Carolina.
What is the median home value in Jones County?
The median home value in Jones County, North Carolina is $122,600. This is 57% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.