Cost of Living in McLean County, North Dakota

$768/mo
Median Monthly Rent
$233,100
Median Home Value
0% below state averageUnaffordable

At a Glance

Median Monthly Rent
$768/mo
0% below state average
Median Home Value
$233,100
17% below national
Rent-to-Income Ratio
21.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How McLean County Compares

Median monthly rent comparison

McLean County$768/mo
North Dakota Average$770/mo
National Median$1,163/mo

Detailed Housing Stats

$768/mo
Median Gross Rent
$233,100
Median Home Value
$831/mo
Monthly Owner Cost
21.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in McLean County, North Dakota

McLean County maintains solid national affordability

McLean County's 11.3% rent-to-income ratio sits just below the national standard of 12%, providing reliable affordability for both renters and homeowners. With median household income at $81,847—9% above the national median—residents maintain strong financial capacity for housing and other expenses.

McLean County ranks favorably within North Dakota

At 11.3% rent-to-income, McLean County beats the state average of 12.8%, while its median rent of $768 nearly matches the state norm at $770. The county delivers consistent, state-competitive affordability for renting households.

McLean sits in the middle of the affordability band

McLean County's $768 median rent falls just above McHenry's $737 while remaining significantly lower than McKenzie's $1,153, positioning it as a mid-range option. Its 11.3% rent-to-income ratio groups it with McHenry and McIntosh as among the state's most affordable counties.

Housing costs balanced between rent and ownership

Renters pay $768 monthly while homeowners pay $831, with median home values at $233,100 reflecting moderate appreciation and stable demand. On a $81,847 median income, just 11.3% goes to rent, preserving substantial household purchasing power.

McLean offers accessible ownership pathways

For relocators seeking homeownership, McLean County combines moderate home values at $233,100 with above-average incomes and 11.3% rent-to-income affordability. The county's balanced rental and ownership markets make it a solid choice for families weighing their housing options in rural North Dakota.

Affordability Calculator

See how your income compares to housing costs in McLean County

$

Rent Burden

11.3%

of gross income

Max Housing (28% Rule)

$1,910

per month

Owner Cost Burden

12.2%

of gross income

You can likely afford the median home in McLean County

Median home value is $233,100. Estimated monthly cost: $1,861 vs. your max of $1,910.

Rent Affordability Guide

Your rent-to-income ratio11.3%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in McLean County, North Dakota?
McLean County, North Dakota has a median monthly rent of $768/mo and a median home value of $233,100. The affordability rating is Unaffordable, with rent making up approximately 21.0% of median household income.
What is the median rent in McLean County?
The median gross rent in McLean County is $768/mo. This is 0% below state average for North Dakota.
Is McLean County affordable?
McLean County is rated Unaffordable based on rent-to-income ratio of 21.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does McLean County's rent compare to the state average?
McLean County's median rent of $768/mo is 0% below state average of $770/mo for North Dakota.
What is the median home value in McLean County?
The median home value in McLean County, North Dakota is $233,100. This is 17% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.