Cost of Living in McLean County, North Dakota
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How McLean County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
McLean County ranks #1,183 of 3,142 counties for affordability (top 38%)
Sourced county brief
McLean County Official GRAPI Estimate Recorded at 20.8 Percent
In McLean County, the official median gross rent as a percentage of household income (GRAPI) is 20.8%. This figure is 1.8 percentage points lower than the North Dakota unweighted county mean GRAPI of 22.6%. The median gross rent in the county was estimated at $784 per month, slightly above the state unweighted county mean of $773. For homeowners, the median home value is $227,100, which is $51,313 higher than the state unweighted county mean of $175,787. Median selected monthly owner costs for all owner-occupied units are $825, compared to the North Dakota unweighted county mean of $785. The median income for renter-occupied households was reported at $51,128. These snapshot data points are derived from the 2020-2024 ACS 5-Year Estimates. The canonical rent-to-income percentage is the official ACS B25071 GRAPI of 20.8%. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: McLean County
Affordability Verdict
ACS B25071 estimates median gross rent at 20.8% of renter household income in McLean County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $784 per month; median selected monthly owner costs are $825. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $31,360 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The North Dakota unweighted mean of county median rents is $773 per month. McLean County's $784 median is 1.4% above that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in McLean County
Rent Burden
11.3%
of gross income
Max Housing (28% Rule)
$1,950
per month
Owner Cost Burden
11.8%
of gross income
You can likely afford the median home in McLean County
Median home value is $227,100. Estimated monthly cost: $1,813 vs. your max of $1,950.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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