Cost of Living in Divide County, North Dakota
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Divide County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Divide County, North Dakota
Divide County rents rise above national baseline
At 14.3%, Divide County's rent-to-income ratio exceeds the national median, yet the county's unusually high median household income of $89,297 provides substantial cushion. Renters paying $1,064 monthly—the highest among these eight counties—benefit from earnings well above the $74,755 national average, masking what would otherwise be significant affordability pressure.
Divide offers highest incomes and highest rents
Divide County's median household income of $89,297 leads all eight counties by nearly $13,000, enabling its 14.3% rent-to-income ratio to remain manageable despite the state's priciest rents at $1,064 monthly. The county's oil and energy economy drives both high wages and elevated housing costs.
Divide's rents reflect energy economy premium
At $1,064 monthly, Divide County renters pay the region's highest rates—$205 more than Cass County ($930) and $449 more than Eddy County ($615). However, Divide's exceptional median income of $89,297 makes these rents proportionally more affordable than they appear; the county effectively trades higher costs for higher wages.
High earnings offset Divide's elevated costs
Divide renters earning $89,297 annually spend $1,064 monthly—just 14.3% of income—while homeowners pay only $604, an unusually low rate reflecting the county's quirky housing market. The median home value of $173,100 remains surprisingly modest given local incomes, suggesting strong ownership affordability.
Divide attracts high earners with premium lifestyle
If your job or business brings you to North Dakota's oil region, Divide County's $89,297 median income and robust economy create strong purchasing power for both renters and buyers. Despite the state's highest rents, Divide's wage premium makes housing proportionally affordable; relocate here for career opportunity, not budget constraints.
Affordability Calculator
See how your income compares to housing costs in Divide County
Rent Burden
14.3%
of gross income
Max Housing (28% Rule)
$2,084
per month
Owner Cost Burden
8.1%
of gross income
You can likely afford the median home in Divide County
Median home value is $173,100. Estimated monthly cost: $1,382 vs. your max of $2,084.
Rent Affordability Guide
Frequently Asked Questions
What is the cost of living in Divide County, North Dakota?
What is the median rent in Divide County?
Is Divide County affordable?
How does Divide County's rent compare to the state average?
What is the median home value in Divide County?
Planning a Move?
Researching the cost of living in Divide County, North Dakota? Compare moving quotes from top providers and save on your relocation.
Compare Moving QuotesCounties with Similar Housing Costs
Compare Mortgage Rates in Divide County
Whether you're buying your first home or refinancing, compare rates from top lenders to find the best deal.
See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.