CostBy County

Cost of Living in Divide County, North Dakota

$1,105/mo
Median Monthly Rent
$167,600
Median Home Value

At a Glance

Median Monthly Rent
$1,105/mo
43% above state average
Median Home Value
$167,600
50% below national
Census GRAPI
14.3%
Median gross rent as % of renter income

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Affordable
Median gross rent is under 30% of renter household income

These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.

How Divide County Compares

Median monthly rent comparison

Divide County$1,105/mo
North Dakota Average$773/mo
National Median$1,413/mo

Detailed Housing Stats

$1,105/mo
Median Gross Rent
$167,600
Median Home Value
$581/mo
Monthly Owner Cost
14.3%
Census GRAPI

National Ranking

Affordability Rank

Divide County ranks #1,454 of 3,142 counties for affordability (top 46%)

Most AffordableLeast Affordable

Sourced county brief

Divide County Official GRAPI Below State Unweighted Mean

Divide County's official Gross Rent as a Percentage of Household Income (GRAPI) was 14.3%, which is 8.3 percentage points below the North Dakota unweighted county mean official GRAPI of 22.6%. The median gross rent was estimated at $1,105 per month, which is above the state unweighted county mean of $773. For homeowners, the median selected monthly owner costs were $581, positioned below the state unweighted county mean of $785. The median home value in the county was $167,600, compared to the state unweighted county mean of $175,787. The median renter-household income was estimated at $60,221. These values offer a cross-section of housing and income metrics as reported by the ACS. See ACS table B25071 for the underlying estimate.

Cost of Living Advisory: Divide County

Affordability Verdict

ACS B25071 estimates median gross rent at 14.3% of renter household income in Divide County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.

Rent vs. Own

Median gross rent is $1,105 per month; median selected monthly owner costs are $581. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.

Income Needed

Using the common 30% budgeting benchmark, $44,200 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.

Regional Context

The North Dakota unweighted mean of county median rents is $773 per month. Divide County's $1,105 median is 43.0% above that comparison value.

Data version acs5-2020-2024 · Method cost-advisory-v2

Affordability Calculator

See how your income compares to housing costs in Divide County

$

Rent Burden

14.4%

of gross income

Max Housing (28% Rule)

$2,143

per month

Owner Cost Burden

7.6%

of gross income

You can likely afford the median home in Divide County

Median home value is $167,600. Estimated monthly cost: $1,338 vs. your max of $2,143.

Rent Affordability Guide

Your entered rent as a share of entered income14.4%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $91,852Needed: $44,200
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $91,852Needed: $24,900
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $91,852Needed: $39,005

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Divide County, North Dakota?
Divide County, North Dakota has a median monthly rent of $1,105/mo and a median home value of $167,600. The affordability rating is Affordable, with median gross rent equal to approximately 14.3% of renter household income.
What is the median rent in Divide County?
The median gross rent in Divide County is $1,105/mo. This is 43% above state average for North Dakota.
Is Divide County affordable?
Divide County is rated Affordable using the Census median gross-rent-as-a-percentage-of-income measure of 14.3%. Median gross rent is under 30% of renter household income.
How does Divide County's rent compare to the state average?
Divide County's median rent of $1,105/mo is 43% above state average of $773/mo for North Dakota.
What is the median home value in Divide County?
The median home value in Divide County, North Dakota is $167,600. This is 50% below the national median home value of $332,700.

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Published by the CostByCounty Editorial Team. See our methodology and corrections policy.Data build reviewed 2026-07-09; first published 2026-03-10.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.

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