Cost of Living in Benson County, North Dakota

$616/mo
Median Monthly Rent
$83,100
Median Home Value

At a Glance

Median Monthly Rent
$616/mo
20% below state average
Median Home Value
$83,100
71% below national
Rent-to-Income Ratio
16.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Benson County Compares

Median monthly rent comparison

Benson County$616/mo
North Dakota Average$770/mo
National Median$1,163/mo

Detailed Housing Stats

$616/mo
Median Gross Rent
$83,100
Median Home Value
$572/mo
Monthly Owner Cost
16.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Benson County ranks #365 of 3,144 counties for affordability (top 12%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Benson County, North Dakota

Benson County offers exceptional rental value

With a rent-to-income ratio of 10.9%, Benson County beats the national average and delivers renters substantial housing affordability. The median rent of $616 per month is roughly 45% cheaper than the typical American rental, making this county one of the nation's true housing bargains.

Second-most affordable county in North Dakota

Benson County ranks among North Dakota's best for rental affordability, with a ratio of 10.9% compared to the state average of 12.8%. Only a handful of counties match this efficiency, positioning Benson as a premier choice for budget-conscious renters.

Beats nearby counties on affordability metrics

Benson County's $616 rent undercuts Bottineau County ($763) and is far below Burleigh County ($996), while homebuyers benefit from a median home value of just $83,100—the lowest in this comparison set. At $68,049 median household income, residents here enjoy the strongest housing-to-income balance among comparable rural counties.

Housing costs stay remarkably lean

Benson County renters spend just $616 monthly (10.9% of income) and homeowners pay $572, both among the state's lowest. This efficiency means a family earning $68,049 retains nearly $60,000 annually for food, healthcare, transportation, and savings after housing costs.

Maximum housing value for your dollar

Relocators prioritizing affordability should seriously consider Benson County's 10.9% rent-to-income ratio—among the best in the nation. If you're leaving a high-cost area, moving here could cut your housing costs in half while maintaining access to basic services.

Cost of Living Advisory: Benson County

Affordability Verdict

Housing in Benson County is affordable. The median rent is $616/month against a median household income of $68,049, putting rent at 10.9% of income.

Rent vs. Own

The median rent in Benson County is $616/month, while owner costs run $572/month. Owning saves approximately $44/month.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $24,640/year. For owner costs at the 28% rule, the required income is roughly $24,514/year. With a median household income of $68,049, most households can comfortably afford rent here. Notably, 16.0% of renter households in Benson County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Within North Dakota, Benson County is more affordable than Emmons County by roughly 12% ($616/mo vs $551/mo).

Affordability Calculator

See how your income compares to housing costs in Benson County

$

Rent Burden

10.9%

of gross income

Max Housing (28% Rule)

$1,588

per month

Owner Cost Burden

10.1%

of gross income

You can likely afford the median home in Benson County

Median home value is $83,100. Estimated monthly cost: $663 vs. your max of $1,588.

Rent Affordability Guide

Your rent-to-income ratio10.9%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $68,049Needed: $24,640
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $68,049Needed: $24,514
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $68,049Needed: $19,340

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Benson County, North Dakota?
Benson County, North Dakota has a median monthly rent of $616/mo and a median home value of $83,100. The affordability rating is Unaffordable, with rent making up approximately 16.0% of median household income.
What is the median rent in Benson County?
The median gross rent in Benson County is $616/mo. This is 20% below state average for North Dakota.
Is Benson County affordable?
Benson County is rated Unaffordable based on rent-to-income ratio of 16.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Benson County's rent compare to the state average?
Benson County's median rent of $616/mo is 20% below state average of $770/mo for North Dakota.
What is the median home value in Benson County?
The median home value in Benson County, North Dakota is $83,100. This is 71% below the national median home value of $281,900.

Counties with Similar Housing Costs

Sponsored

Planning a Move?

Researching the cost of living in Benson County, North Dakota? Compare moving quotes from top providers and save on your relocation.

Compare Moving Quotes
Sponsored

Compare Mortgage Rates in Benson County

Whether you're buying your first home or refinancing, compare rates from top lenders to find the best deal.

See Today's Rates
By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

CostByCounty participates in affiliate programs. We may earn a commission when you use our links, at no extra cost to you.