CostBy County

Cost of Living in Onslow County, North Carolina

$1,265/mo
Median Monthly Rent
$236,400
Median Home Value

At a Glance

Median Monthly Rent
$1,265/mo
29% above state average
Median Home Value
$236,400
29% below national
Census GRAPI
30.4%
Median gross rent as % of renter income

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Stretched
Median gross rent is 30–50% of renter household income

These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.

How Onslow County Compares

Median monthly rent comparison

Onslow County$1,265/mo
North Carolina Average$977/mo
National Median$1,413/mo

Detailed Housing Stats

$1,265/mo
Median Gross Rent
$236,400
Median Home Value
$1,269/mo
Monthly Owner Cost
30.4%
Census GRAPI

National Ranking

Affordability Rank

Onslow County ranks #2,676 of 3,142 counties for affordability (bottom 15%)

Most AffordableLeast Affordable

Sourced county brief

Onslow County Median Gross Rent Reaches $1,265 Per Month

Median gross rent in Onslow County was estimated at $1,265 per month, a figure that is $288 higher than the North Carolina unweighted county mean of $977. The official ACS B25071 gross rent as a percentage of household income (GRAPI) was 30.4%. This official GRAPI value is 1.5 percentage points above the state unweighted county mean of 28.9%. Median selected monthly owner costs for all owner-occupied units were $1,269, while the state unweighted county mean for this metric was $927. The median home value in the county was $236,400, compared to a state unweighted county mean of $235,312. Among renter-occupied households, the median income was $48,623. All reported figures are based on the ACS 2020-2024 5-Year Estimates and are provided for snapshot analysis rather than relocation guidance. See ACS table B25071 for the underlying estimate.

Cost of Living Advisory: Onslow County

Affordability Verdict

ACS B25071 estimates median gross rent at 30.4% of renter household income in Onslow County, which is between the 30% and 50% rent-burden benchmarks. This is a median percentage among renter-occupied units, not the share of households above a threshold.

Rent vs. Own

Median gross rent is $1,265 per month; median selected monthly owner costs are $1,269. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.

Income Needed

Using the common 30% budgeting benchmark, $50,600 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.

Regional Context

The North Carolina unweighted mean of county median rents is $977 per month. Onslow County's $1,265 median is 29.5% above that comparison value.

Data version acs5-2020-2024 · Method cost-advisory-v2

Affordability Calculator

See how your income compares to housing costs in Onslow County

$

Rent Burden

22.3%

of gross income

Max Housing (28% Rule)

$1,590

per month

Owner Cost Burden

22.3%

of gross income

The median home in Onslow County may be a stretch

Median home value is $236,400. Estimated monthly cost: $1,887 vs. your max of $1,590.

Rent Affordability Guide

Your entered rent as a share of entered income22.3%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $68,148Needed: $50,600
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $68,148Needed: $54,386
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $68,148Needed: $55,017

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Onslow County, North Carolina?
Onslow County, North Carolina has a median monthly rent of $1,265/mo and a median home value of $236,400. The affordability rating is Stretched, with median gross rent equal to approximately 30.4% of renter household income.
What is the median rent in Onslow County?
The median gross rent in Onslow County is $1,265/mo. This is 29% above state average for North Carolina.
Is Onslow County affordable?
Onslow County is rated Stretched using the Census median gross-rent-as-a-percentage-of-income measure of 30.4%. Median gross rent is 30–50% of renter household income.
How does Onslow County's rent compare to the state average?
Onslow County's median rent of $1,265/mo is 29% above state average of $977/mo for North Carolina.
What is the median home value in Onslow County?
The median home value in Onslow County, North Carolina is $236,400. This is 29% below the national median home value of $332,700.

Counties with Similar Housing Costs

Sponsored

Planning a Move?

Researching the cost of living in Onslow County, North Carolina? Compare moving quotes from top providers and save on your relocation.

Compare Moving Quotes
Sponsored

Compare Mortgage Rates in Onslow County

Whether you're buying in Onslow County, North Carolina, or refinancing, compare rates from top lenders using the terms each lender provides.

See Today's Rates
Published by the CostByCounty Editorial Team. See our methodology and corrections policy.Data build reviewed 2026-07-09; first published 2026-03-10.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.

CostByCounty participates in affiliate programs. We may earn a commission when you use our links, at no extra cost to you.