Cost of Living in Martin County, North Carolina

$729/mo
Median Monthly Rent
$109,900
Median Home Value
22% below state averageUnaffordable

At a Glance

Median Monthly Rent
$729/mo
22% below state average
Median Home Value
$109,900
61% below national
Rent-to-Income Ratio
25.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Martin County Compares

Median monthly rent comparison

Martin County$729/mo
North Carolina Average$938/mo
National Median$1,163/mo

Detailed Housing Stats

$729/mo
Median Gross Rent
$109,900
Median Home Value
$822/mo
Monthly Owner Cost
25.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Martin County, North Carolina

Martin struggles with housing affordability nationally

Martin County's rent-to-income ratio of 18.7% slightly exceeds the national affordability strain point, and the burden falls on households earning just $46,793 annually. At $729 monthly rent, Martin residents spend a larger percentage of smaller paychecks on housing than the typical American household.

Martin ranks among North Carolina's most strained

With an 18.7% rent-to-income ratio, Martin County matches the state average of 18.6%, placing it at the edge of affordability stress for renters. The real squeeze comes from median household income ($46,793) that lags both the state and national figures, limiting housing options.

Eastern counties face similar pressures

Martin County's $729 rent mirrors nearby McDowell County's $741, but Martin's households earn significantly less ($46,793 vs. $55,527), creating sharper affordability pressure. Nash County to the west offers slightly higher incomes ($60,704) and similar rents ($924), suggesting a broader income challenge in the eastern region.

Income matters more than rent here

Martin County's median home value of just $109,900 offers affordable homeownership at $822 monthly, yet renters paying $729 still face strain on $46,793 annual income. The affordability challenge is fundamentally an income story: even modest rents consume nearly one-fifth of household earnings.

Martin County: lowest home values, tightest budgets

If you're relocating for rural living and low home prices, Martin's $109,900 median home value is unbeatable in the state. However, be realistic about income potential—you'll need stable, above-average earnings to avoid housing cost strain in this county.

Affordability Calculator

See how your income compares to housing costs in Martin County

$

Rent Burden

18.7%

of gross income

Max Housing (28% Rule)

$1,092

per month

Owner Cost Burden

21.1%

of gross income

You can likely afford the median home in Martin County

Median home value is $109,900. Estimated monthly cost: $877 vs. your max of $1,092.

Rent Affordability Guide

Your rent-to-income ratio18.7%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Martin County, North Carolina?
Martin County, North Carolina has a median monthly rent of $729/mo and a median home value of $109,900. The affordability rating is Unaffordable, with rent making up approximately 25.0% of median household income.
What is the median rent in Martin County?
The median gross rent in Martin County is $729/mo. This is 22% below state average for North Carolina.
Is Martin County affordable?
Martin County is rated Unaffordable based on rent-to-income ratio of 25.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Martin County's rent compare to the state average?
Martin County's median rent of $729/mo is 22% below state average of $938/mo for North Carolina.
What is the median home value in Martin County?
The median home value in Martin County, North Carolina is $109,900. This is 61% below the national median home value of $281,900.
Sponsored

Planning a Move?

Researching the cost of living in Martin County, North Carolina? Compare moving quotes from top providers and save on your relocation.

Compare Moving Quotes

Counties with Similar Housing Costs

Sponsored

Compare Mortgage Rates in Martin County

Whether you're buying your first home or refinancing, compare rates from top lenders to find the best deal.

See Today's Rates

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.