Cost of Living in Chatham County, North Carolina

$1,066/mo
Median Monthly Rent
$397,800
Median Home Value
14% above state averageUnaffordable

At a Glance

Median Monthly Rent
$1,066/mo
14% above state average
Median Home Value
$397,800
41% above national
Rent-to-Income Ratio
29.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Chatham County Compares

Median monthly rent comparison

Chatham County$1,066/mo
North Carolina Average$938/mo
National Median$1,163/mo

Detailed Housing Stats

$1,066/mo
Median Gross Rent
$397,800
Median Home Value
$1,144/mo
Monthly Owner Cost
29.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Chatham County, North Carolina

Chatham combines affluence with affordability

Chatham County's 14.4% rent-to-income ratio outshines the national norm, even as its residents earn $88,534—well above the US median of $74,755. This combination of high income and controlled housing burden makes Chatham one of the nation's most comfortable places for housing affordability.

North Carolina's wealth and housing harmony

Chatham County ranks among North Carolina's best for housing affordability, with a 14.4% rent-to-income ratio beating the state average of 18.6%. The county's $88,534 median income—highest among the eight counties reviewed—enables residents to weather even premium rents and mortgages with ease.

Premium prices for premium prosperity

Chatham's $1,066 median rent and $397,800 home values are the highest in this peer group, but so is its median income at $88,534, which fully absorbs these costs. The county's proximity to Research Triangle growth districts justifies its price premium and wealth advantage over more rural neighbors.

High income cushions high housing costs

Chatham residents dedicate 14.4% of their $88,534 income to rent and 15.5% to ownership costs—both healthy portions due to exceptional earning power. The county's affluent demographics and strong job markets in technology and research explain both high incomes and housing values.

Premium community for upscale relocators

If you're moving to North Carolina with a high household income and seek strong schools, amenities, and proximity to the Research Triangle, Chatham's 14.4% rent-to-income ratio makes premium living affordable. Compare its $1,066 rent and $397,800 median home value against your income to confirm this affluent community fits your budget.

Affordability Calculator

See how your income compares to housing costs in Chatham County

$

Rent Burden

14.4%

of gross income

Max Housing (28% Rule)

$2,066

per month

Owner Cost Burden

15.5%

of gross income

The median home in Chatham County may be a stretch

Median home value is $397,800. Estimated monthly cost: $3,176 vs. your max of $2,066.

Rent Affordability Guide

Your rent-to-income ratio14.4%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Chatham County, North Carolina?
Chatham County, North Carolina has a median monthly rent of $1,066/mo and a median home value of $397,800. The affordability rating is Unaffordable, with rent making up approximately 29.0% of median household income.
What is the median rent in Chatham County?
The median gross rent in Chatham County is $1,066/mo. This is 14% above state average for North Carolina.
Is Chatham County affordable?
Chatham County is rated Unaffordable based on rent-to-income ratio of 29.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Chatham County's rent compare to the state average?
Chatham County's median rent of $1,066/mo is 14% above state average of $938/mo for North Carolina.
What is the median home value in Chatham County?
The median home value in Chatham County, North Carolina is $397,800. This is 41% above the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.