Cost of Living in Camden County, North Carolina

$1,220/mo
Median Monthly Rent
$289,800
Median Home Value
30% above state averageUnaffordable

At a Glance

Median Monthly Rent
$1,220/mo
30% above state average
Median Home Value
$289,800
3% above national
Rent-to-Income Ratio
23.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Camden County Compares

Median monthly rent comparison

Camden County$1,220/mo
North Carolina Average$938/mo
National Median$1,163/mo

Detailed Housing Stats

$1,220/mo
Median Gross Rent
$289,800
Median Home Value
$1,508/mo
Monthly Owner Cost
23.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Camden County, North Carolina

Camden balances high income with affordability

Camden County renters spend 16.7% of their income on rent—well below the national average and a strong affordability indicator. With a median household income of $87,781—nearly 18% above the national median—Camden delivers both prosperity and housing accessibility.

Top-tier affordability with strong earnings

Camden's 16.7% rent-to-income ratio beats North Carolina's 18.6% state average, while its $87,781 median income is the second-highest among the eight counties. This pairing signals a healthy, balanced housing market with solid household purchasing power.

Best-positioned coastal county

Camden's $87,781 median income exceeds nearby Carteret County ($70,235) and Brunswick County ($74,034), yet its rent-to-income ratio of 16.7% is more favorable than both. The $1,220 median rent reflects coastal positioning while remaining accessible to local earners.

High income cushions ownership costs

Camden renters pay $1,220 monthly while homeowners face $1,508—notably high absolute costs, yet absorbed by the $87,781 median income. Housing consumes just 17% of typical household budgets, leaving ample resources for other needs.

Camden: coastal living at fair cost

Consider Camden if you're seeking coastal North Carolina living with strong household incomes and reasonable affordability—median rent of $1,220 on an $87,781 average income is a favorable trade-off. The county attracts affluent professionals and retirees who value beach access and stable finances.

Affordability Calculator

See how your income compares to housing costs in Camden County

$

Rent Burden

16.7%

of gross income

Max Housing (28% Rule)

$2,048

per month

Owner Cost Burden

20.6%

of gross income

The median home in Camden County may be a stretch

Median home value is $289,800. Estimated monthly cost: $2,314 vs. your max of $2,048.

Rent Affordability Guide

Your rent-to-income ratio16.7%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Camden County, North Carolina?
Camden County, North Carolina has a median monthly rent of $1,220/mo and a median home value of $289,800. The affordability rating is Unaffordable, with rent making up approximately 23.0% of median household income.
What is the median rent in Camden County?
The median gross rent in Camden County is $1,220/mo. This is 30% above state average for North Carolina.
Is Camden County affordable?
Camden County is rated Unaffordable based on rent-to-income ratio of 23.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Camden County's rent compare to the state average?
Camden County's median rent of $1,220/mo is 30% above state average of $938/mo for North Carolina.
What is the median home value in Camden County?
The median home value in Camden County, North Carolina is $289,800. This is 3% above the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.