Cost of Living in Beaufort County, North Carolina

$859/mo
Median Monthly Rent
$181,200
Median Home Value
8% below state averageUnaffordable

At a Glance

Median Monthly Rent
$859/mo
8% below state average
Median Home Value
$181,200
36% below national
Rent-to-Income Ratio
29.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Beaufort County Compares

Median monthly rent comparison

Beaufort County$859/mo
North Carolina Average$938/mo
National Median$1,163/mo

Detailed Housing Stats

$859/mo
Median Gross Rent
$181,200
Median Home Value
$831/mo
Monthly Owner Cost
29.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Beaufort County, North Carolina

Beaufort's coastal affordability beats the nation

Beaufort County's rent-to-income ratio of 17.8% outperforms the national average of 18.6% by 0.8 percentage points, with median household income of $57,997 supporting moderate housing costs. At $859/month for rent and $831 for owner costs, Beaufort offers balanced coastal living without coastal-tier pricing.

Beaufort holds strong in state affordability rankings

At 17.8%, Beaufort's rent-to-income ratio is below North Carolina's state average of 18.6%, placing it in the state's more affordable county tier. The county's median rent of $859 is below the state median of $938 and paired with solid median household income of $57,997.

Beaufort delivers coastal value without coastal prices

Beaufort's $859 rent sits between mountain peers, while its median home value of $181,200 is the lowest among counties in this analysis—offering exceptional equity potential. Owner costs at $831/month are competitive, making Beaufort an attractive option for homebuyers seeking coastal character without premium pricing.

Beaufort renters balance housing with other needs

At $859/month, renters spend 17.8% of their $57,997 annual income on housing, leaving roughly $4,773 annually for utilities, food, and savings. Homeowners at $831/month face a similar burden, with median home values under $182,000 providing accessible pathways to ownership in a coastal region.

Beaufort: coastal living on a reasonable budget

If you're drawn to North Carolina's coastal communities, Beaufort County offers the lowest median home values in this group ($181,200) paired with a respectable 17.8% rent-to-income ratio. Compare against mountain alternatives like Ashe or Avery to decide between coastal and mountain communities—both offer below-state-average affordability.

Affordability Calculator

See how your income compares to housing costs in Beaufort County

$

Rent Burden

17.8%

of gross income

Max Housing (28% Rule)

$1,353

per month

Owner Cost Burden

17.2%

of gross income

The median home in Beaufort County may be a stretch

Median home value is $181,200. Estimated monthly cost: $1,447 vs. your max of $1,353.

Rent Affordability Guide

Your rent-to-income ratio17.8%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Beaufort County, North Carolina?
Beaufort County, North Carolina has a median monthly rent of $859/mo and a median home value of $181,200. The affordability rating is Unaffordable, with rent making up approximately 29.0% of median household income.
What is the median rent in Beaufort County?
The median gross rent in Beaufort County is $859/mo. This is 8% below state average for North Carolina.
Is Beaufort County affordable?
Beaufort County is rated Unaffordable based on rent-to-income ratio of 29.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Beaufort County's rent compare to the state average?
Beaufort County's median rent of $859/mo is 8% below state average of $938/mo for North Carolina.
What is the median home value in Beaufort County?
The median home value in Beaufort County, North Carolina is $181,200. This is 36% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.