Cost of Living in Hudson County, New Jersey
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Hudson County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Hudson County ranks #3,103 of 3,142 counties for affordability (bottom 1%)
Sourced county brief
Median monthly owner costs in Hudson County estimated at $2,596
Hudson County’s median selected monthly owner cost was estimated at $2,596 during the 2020-2024 ACS period. This figure is above the New Jersey unweighted county mean of $2,126. The median gross rent in the county is $1,894 per month, which is also above the state’s unweighted county mean of $1,635. For renter-occupied households, the median household income is $75,879. The official ACS B25071 gross rent as a percentage of household income (GRAPI) is 28.5%. This canonical rent-to-income percentage is 2.9 percentage points lower than the New Jersey unweighted county mean of 31.4%. Other metrics include a median home value of $539,700, compared to the state unweighted county mean of $430,014. These figures are a descriptive snapshot of the housing environment for the specified period. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Hudson County
Affordability Verdict
ACS B25071 estimates median gross rent at 28.5% of renter household income in Hudson County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $1,894 per month; median selected monthly owner costs are $2,596. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $75,760 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The New Jersey unweighted mean of county median rents is $1,635 per month. Hudson County's $1,894 median is 15.8% above that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Hudson County
Rent Burden
24.8%
of gross income
Max Housing (28% Rule)
$2,142
per month
Owner Cost Burden
33.9%
of gross income
The median home in Hudson County may be a stretch
Median home value is $539,700. Estimated monthly cost: $4,309 vs. your max of $2,142.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
What is the cost of living in Hudson County, New Jersey?
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How does Hudson County's rent compare to the state average?
What is the median home value in Hudson County?
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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